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Find Mortgage Refinance Companies in Seaford, DE

Directory of mortgage refinance companies in Seaford, Delaware. Verify credentials with the state mortgage licensing authority before hiring.

8 agents listed
Updated May 2026
Seaford, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 8 mortgage refinance companies in Seaford, DE Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Delaware Title Loans, Inc.
22994 Sussex Hwy, Seaford, DE 19973
3026298843
Meridian Bank Mortgage
22128 Sussex Hwy, Seaford, DE 19973
3028770400
Mariner Finance
22826 Sussex Hwy, Seaford, DE 19973
3026283970
OneMain Financial
22974 Sussex Hwy, Seaford, DE 19973
3026289253
Movement Mortgage - Seaford, DE
312 E Stein Hwy, Seaford, DE 19973
4104306256
All American Mortgage Ltd
24488 Sussex Hwy # 1, Seaford, DE 19973
3026298114
Slash Mortgage
23000 Sussex Hwy, Seaford, DE 19973
3025495898
PNC Mortgage
1200 W Stein Hwy, Seaford, DE 19973
3026295000

Mortgage refinance companies in Seaford Delaware help homeowners replace their existing home loan with a new one. This process can lower monthly payments or change loan terms. Delaware law requires lenders to provide a clear Loan Estimate within three business days of application, giving borrowers time to compare offers.

What Does a Mortgage Refinance Company in Seaford Cost?

Typical costs for a mortgage refinance in Delaware include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,200 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These figures are estimates and your actual costs will depend on your loan size, lender, and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Seaford Delaware?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Delaware lenders also require a valid photo ID and a copy of your current mortgage statement. The exact list may vary by lender.
How long does a mortgage refinance take in Seaford Delaware?
A standard refinance in Delaware usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if there are title issues. Delaware law gives borrowers a three day right of rescission after signing for most refinances.