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Directory of mortgage refinance companies in Bear, Delaware. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Bear, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 3 mortgage refinance companies in Bear, DE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1831 Pulaski Hwy, Bear, DE 19701
3028385710
OneMain Financial
24 Fox Hunt Dr, Bear, DE 19701
3028321540
Mortgage, Bank of America
230 Fox Hunt Dr, Bear, DE 19701
4844699339
Mortgage refinance companies in Bear, Delaware help homeowners lower their interest rates or change loan terms. Delaware law requires all mortgage loan originators to be licensed through the Delaware Office of the State Bank Commissioner. Working with a local company can simplify the process and ensure compliance with state regulations.
What Does a Mortgage Refinance Company in Bear Cost?
Typical costs for a mortgage refinance in Delaware include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title search fees around 300 to 500 dollars. Delaware also imposes a mortgage recording tax of 0.75 percent on the new loan. Total closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Bear?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Delaware lenders may also require a property appraisal and a credit check.
How long does a mortgage refinance take in Delaware?
The process usually takes 30 to 45 days from application to closing. Delaware law does not set a specific time limit, but lenders must provide a Loan Estimate within three business days of your application.
Are there any Delaware-specific fees for refinancing?
Delaware charges a mortgage recording tax of 0.75 percent of the loan amount. There may also be state transfer taxes if you are refinancing with a new deed, though most refinances avoid this.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Delaware.