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Find Mortgage Refinance Companies Near You in Orange Beach, AL

Browse mortgage refinance companies serving Orange Beach, Alabama. Contact information and addresses listed below.

14 agents listed
Updated May 2026
Orange Beach, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 14 mortgage refinance companies in Orange Beach, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Team Acopia | Lower Mortgage
4790 Wharf Pkwy W F-208, Office E, Orange Beach, AL 36561
9016193665
Brian Lynch Cornerstone First Mortgage
25299 Canal Rd STE A6, Orange Beach, AL 36561
2515979750
Cayne Harrelson NMLS ID # 1747652 - Cornerstone First Mortgage
4776 Main St, Orange Beach, AL 36561
3344880524
Guild Mortgage - Cassandra Langley
4851 Wharf Pkwy E Unit D228, Orange Beach, AL 36561
8505542569
Alabama Credit Union
24254 Canal Rd, Orange Beach, AL 36561
8888172002
Tanner Gorum - Movement Mortgage
4593 Main St Suite C205, Orange Beach, AL 36561
2512300321
Chad Hampton, Cornerstone First Mortgage Orange Beach, AL
4547 Cypress Village Blvd Suite 15, Orange Beach, AL 36561
6016247163
Guild Mortgage - Kelly Lankford
4851 Wharf Pkwy E Unit D228, Orange Beach, AL 36561
2512138314
Richard Hampton
4851 Wharf Pkwy E Unit D228, Orange Beach, AL 36561
6016247163
Guild Mortgage - Priscilla Jones
4851 Wharf Pkwy E Unit D228, Orange Beach, AL 36561
2519786663
Movement Mortgage
4851 Wharf Pkwy W Ste D-228, Orange Beach, AL 36561
8773141499
CMG Financial, Inc
4776 Main St L-211 Ste 2, Orange Beach, AL 36561
3347596482
SWBC Mortgage Company Orange Beach, AL
25910 Canal Rd Suite N, Orange Beach, AL 36561
8505542569
Movement Mortgage
24566 Perdido Beach Blvd, Orange Beach, AL 36561
8773141499

Mortgage refinance companies in Orange Beach Alabama help homeowners adjust their loan terms or lower their interest rates. Alabama law requires all mortgage brokers and lenders to be licensed through the Alabama State Banking Department. Local companies understand the unique property market in coastal Baldwin County including flood insurance requirements.

What Does a Mortgage Refinance Company in Orange Beach Cost?

Typical costs for a mortgage refinance in Alabama include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance costs around 500 to 1000 dollars. Closing costs in Orange Beach often total 2 to 5 percent of the loan amount. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Orange Beach Alabama?
You typically need recent pay stubs tax returns bank statements and a copy of your current mortgage. Alabama lenders also require a property appraisal and proof of homeowners insurance including flood insurance for coastal properties.
How long does a mortgage refinance take in Alabama?
A standard mortgage refinance in Alabama usually takes 30 to 45 days from application to closing. Delays can occur if the property requires a survey or additional flood zone documentation.