Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 20 mortgage refinance companies in Birmingham, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MortgageBanc | Fairway Independent Mortgage Corporation
2007 Eagle Ridge Dr, Birmingham, AL 35242
2059864220
FirstBank Mortgage
3443 Colonnade Pkwy, Birmingham, AL 35243
8002006462
The Ben Chenault & Travis Mitchell Team of MortgageBanc
2007 Eagle Ridge Dr, Birmingham, AL 35242
2059864220
MortgageRight
1 Perimeter Park S Suite 230, Birmingham, AL 35243
2057768401
Assurance Financial - Birmingham
500 Office Park Dr #410, Birmingham, AL 35223
2057768400
Classic Home Mortgage, Inc.
2167 Rocky Ridge Rd, Birmingham, AL 35216
2054445866
Scott Stearns | MortgageBanc Loan Officer
2007 Eagle Ridge Dr, Birmingham, AL 35242
2059086993
First Lenders Mortgage Corporation
University Building, 85 Bagby Dr # 204, Birmingham, AL 35209
2058592275
McGowin-King Mortgage, LLC
2 Office Park Cir #103, Birmingham, AL 35223
2058797775
First Federal Mortgage
2871 Acton Rd #200, Birmingham, AL 35243
2059693334
The Jason Lee Group, FirstBank Mortgage, NMLS# 214015
3443 Colonnade Pkwy, Birmingham, AL 35243
2055034162
Clint Curtis Thompson | Fairway Home Mortgage/MortgageBanc- Loan Advisor
2007 Eagle Ridge Dr, Birmingham, AL 35242
2057190626
Eric Kelly- Assurance Financial
500 Office Park Dr #410, Birmingham, AL 35223
2055422327
Scott D McFadden | MortgageBanc Loan Officer
2007 Eagle Ridge Dr, Birmingham, AL 35242
2059038374
Fox Mortgage Inc
3510 Vann Rd #101, Birmingham, AL 35235
2056616868
Integrity Mortgage Brokers, LLC
3644 Vann Rd Ste 132, Birmingham, AL 35235
2056166756
Meg Hicks at CrossCountry Mortgage
1 Perimeter Park S Suite 100 N, Birmingham, AL 35243
2052833598
Gagliano Mortgage, Inc
4500 Valleydale Rd Suite F, Birmingham, AL 35242
2059794412
Pritchard Allen, Allen Mortgage
880 Montclair Rd Suite 277, Birmingham, AL 35213
2053060104
Tyler Hudson - Mortgage Loan Originator
1808 29th Ave S, Birmingham, AL 35209
2052466066
What Does a Mortgage Refinance Company in Birmingham Cost?
Typical costs for a mortgage refinance in Birmingham Alabama include an appraisal fee of 400 to 700 dollars, lender origination fees of 0.5 to 1 percent of the loan amount, and title insurance costing 500 to 1,000 dollars. Alabama also imposes a mortgage recording tax of 15 cents per 100 dollars borrowed. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum credit score to refinance in Alabama?
Most lenders in Alabama require a minimum credit score of 620 for conventional refinance loans. FHA loans may accept scores as low as 580. Your specific score requirement depends on the lender and loan type.
How long does a mortgage refinance take in Birmingham?
A typical refinance in Birmingham Alabama takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work takes longer. Alabama law does not set a maximum time limit for the process.
Are there Alabama specific costs for refinancing?
Alabama charges a mortgage recording tax of 15 cents per 100 dollars of the loan amount. You may also pay state documentary stamp taxes. These costs are in addition to lender fees and appraisal charges.