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Browse mortgage refinance companies serving Athens, Alabama. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Athens, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 9 mortgage refinance companies in Athens, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
639 US Hwy 72 W, Athens, AL 35611
2562626838
Athens Finance
709 Hobbs St E, Athens, AL 35611
2562306764
Courtesy First Home Lenders
110 N Marion St, Athens, AL 35611
2562160202
First State Loans of Athens Inc
622 S Jefferson St, Athens, AL 35611
2562323800
Alabama Farm Credit- Athens
26243 US-72, Athens, AL 35613
2562320344
Synovus Mortgage
301 W Washington St, Athens, AL 35611
2567747031
Home Mortgage of America Inc
101 Cloverleaf Dr, Athens, AL 35611
2562301151
PNC Mortgage
1044 US Hwy 72 E, Athens, AL 35611
2562301000
Amy Osborne - Regions Mortgage Loan Officer
1101 US Hwy 72 E, Athens, AL 35611
2565356946
Mortgage refinance companies in Athens, Alabama help homeowners adjust their loan terms or lower their interest rates. Alabama law requires refinance lenders to provide clear disclosure of fees and terms under the Alabama Mortgage Broker Act. Local companies understand the Limestone County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Athens Cost?
Typical costs for a mortgage refinance in Alabama include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs in Alabama average 2% to 5% of the loan principal. These figures vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Athens Alabama?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Alabama lenders may also require a property appraisal. The exact list depends on your loan type and the lender.
How long does a mortgage refinance take in Alabama?
A standard refinance in Alabama usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer. Alabama law does not set a specific time limit for the process.
Are there Alabama specific laws for mortgage refinancing?
Yes, the Alabama Mortgage Broker Act and the Alabama Small Loan Act regulate refinance lenders. Lenders must be licensed and provide a Good Faith Estimate of costs. Alabama also requires a three day right of rescission for most refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.