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Find Mortgage Refinance Companies in Northport, AL
Looking for a mortgage refinance company in Northport? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Northport, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 11 mortgage refinance companies in Northport, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
1702 McFarland Blvd, Northport, AL 35476
2053331051
Tower Loan
923 McFarland Blvd, Northport, AL 35473
2053300135
Regional Finance
80 McFarland Blvd Suite 2, Northport, AL 35476
2053459305
OneMain Financial
22 McFarland Blvd, Northport, AL 35476
2057595751
North River Finance
1420 McFarland Blvd Suite 5, Northport, AL 35476
2053305222
Consumer First Mortgage
511 Energy Center Blvd, Northport, AL 35473
2055230299
Northport Community Finance, Inc.
80 McFarland Blvd #5, Northport, AL 35476
2057645944
BankFirst Mortgage
54 McFarland Blvd, Northport, AL 35476
2057522744
Mortgage Loans - Northport
3515 Northbrook Dr, Northport, AL 35473
8442844282
maggie mae mortgages
511 Energy Center Blvd, Northport, AL 35473
8552525626
PNC Mortgage
3076 McFarland Blvd, Northport, AL 35476
2053301104
Mortgage refinance companies in Northport Alabama help homeowners lower their interest rates or change loan terms. Alabama law requires lenders to provide a clear Loan Estimate within three business days of application. Local Northport lenders understand the Tuscaloosa County property market and can guide you through the process.
What Does a Mortgage Refinance Company in Northport Cost?
Typical costs for a mortgage refinance in Alabama include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Recording fees in Tuscaloosa County are around $50 to $150. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Northport Alabama?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Alabama lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Northport Alabama?
Most refinances close in 30 to 45 days. Alabama law allows a three day rescission period after signing, giving you time to cancel if you change your mind.
Are there Alabama specific laws for mortgage refinancing?
Yes. Alabama is a non judicial foreclosure state, which can affect refinance terms. Also, Alabama has a mortgage tax that may apply when recording the new loan.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.