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Find Mortgage Lenders Near You in Williamsburg, VA

Directory of mortgage lenders in Williamsburg, Virginia. Verify credentials with the state mortgage licensing authority before hiring.

19 agents listed
Updated May 2026
Williamsburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 19 mortgage lenders in Williamsburg, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regional Finance
4511 John Tyler Hwy Suite A, Williamsburg, VA 23185
7573457020
Ryan Lawrence – Loan Officer | Team Lawrence at Towne Mortgage
5208 Monticello Ave, Williamsburg, VA 23188
7574784720
Merit Mortgage Group LLC
1 Prestwick, Williamsburg, VA 23188
7577550206
Gail Burns Loan Officer with OVM with AnnieMac Mortgage
5388 Discovery Park Blvd STE 250, Williamsburg, VA 23188
7578699596
Stephanie Armistead, Movement Mortgage
4804 Courthouse St Ste 4B, Williamsburg, VA 23188
7573316018
Kevin Onizuk,
211 Bulifants Blvd STE E, Williamsburg, VA 23188
7576450196
Keith Freeland
4804 Courthouse St Ste 4B, Williamsburg, VA 23188
8043810856
Sylvia Hazelwood
4071 Ironbound Rd, Williamsburg, VA 23188
7576037459
OneMain Financial
6610L Mooretown Rd, Williamsburg, VA 23188
7572204226
NVR Mortgage Finance Inc
5400 Discovery Park Blvd, Williamsburg, VA 23188
7575654333
ALCOVA Mortgage | Williamsburg, VA
211 Bulifants Blvd STE E, Williamsburg, VA 23188
7576450196
David Elshanti - Movement Mortgage
4804 Courthouse St, Williamsburg, VA 23188
7579123364
C&F Mortgage Corp
4780 Longhill Rd, Williamsburg, VA 23188
7579413707
C&F Mortgage Corp
1167 Jamestown Rd, Williamsburg, VA 23185
7572591200
Susan DeMello Mortgage Loan Officer with RW Towne
5372 Discovery Park Blvd #101, Williamsburg, VA 23188
7033959129
Fulton Mortgage Company
4175 Ironbound Rd #201, Williamsburg, VA 23188
8002209034
Prosperity Home Mortgage LLC - Bradley Stevenson - NMLS 293018
5234 Monticello Ave, Williamsburg, VA 23188
7576088666
Truist Mortgage
5236 Monticello Ave, Williamsburg, VA 23188
7572205931
Movement Mortgage
4071 Ironbound Rd, Williamsburg, VA 23188
8773141499

What Does a Mortgage Lender in Williamsburg Cost?

Typical mortgage lender costs in Virginia include an origination fee of 0.5 to 1 percent of the loan amount and appraisal fees ranging from 400 to 700 dollars. Closing costs in Williamsburg usually total 2 to 5 percent of the purchase price. Additional costs may include title insurance and recording fees set by Virginia state law. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Williamsburg Virginia?
You typically need pay stubs W-2 forms tax returns bank statements and photo ID. Virginia lenders also require a valid government issued ID and proof of residency. Self employed borrowers may need additional profit and loss statements.
How long does it take to close on a mortgage in Virginia?
The standard closing timeline in Virginia is 30 to 45 days from application to closing. Some lenders can close in as little as 21 days for conventional loans. Delays can occur if the property requires special appraisals common for historic homes in Williamsburg.
Are there special loan programs for first time home buyers in Virginia?
Yes Virginia Housing offers down payment assistance and competitive rates for first time buyers. The program requires a minimum 640 credit score and completion of a homebuyer education course. These loans can be used for homes in Williamsburg and surrounding areas.