Skip to main content

Compare Mortgage Lenders in Chester, VA

Looking for a mortgage lender in Chester? Review the directory below to compare your options.

4 agents listed
Updated June 2026
Chester, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 4 mortgage lenders in Chester, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
12654 Rte 1, Chester, VA 23831
(804) 414-0350 locations.marinerfinance.com
Joe Beasley: Mortgage Lender in Richmond
3712 Festival Park Plaza Suite B, Chester, VA 23831
(804) 385-9210
Trinity Mortgage Group, LLC
116 Scrimshaw Dr, Chester, VA 23836
(804) 690-9264 trinitymortgagenow.com
Commonwealth Mortgage Inc
3740 W Hundred Rd, Chester, VA 23831
(804) 768-9519 cmiloans.net

Mortgage lenders in Chester, Virginia help homebuyers and homeowners secure financing for purchases and refinancing. Virginia law requires lenders to be licensed through the Virginia State Corporation Commission. Local lenders understand Chesterfield County property values and the Richmond metro market.

What Does a Mortgage Lender in Chester Cost?

Typical costs for a mortgage in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Chester Virginia?
You typically need pay stubs, tax returns, bank statements, and photo ID. Virginia lenders also require a property appraisal and title search.
How long does the mortgage process take in Virginia?
The process usually takes 30 to 45 days from application to closing. Virginia law allows a three day rescission period for refinances under the Truth in Lending Act.
Are there first time home buyer programs in Chester Virginia?
Yes, Virginia Housing offers down payment assistance and low interest loans for first time buyers. Chester residents may also qualify for local grants through Chesterfield County.