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Compare mortgage lenders in Crozet. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Crozet, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 2 mortgage lenders in Crozet, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Andy Zemon Team at Novus Home Mortgage
5405 Ashlar Ave Unit 101, Crozet, VA 22932
4344436557
American Nationwide Mortgage Company
5690 Three Notch'd Rd, Crozet, VA 22932
4342494080
Mortgage lenders in Crozet Virginia help home buyers and homeowners secure financing for property purchases and refinancing. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Crozet residents benefit from lenders familiar with local market conditions in Albemarle County.
What Does a Mortgage Lender in Crozet Cost?
Typical costs for a mortgage lender in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees around 400 to 700 dollars, and title insurance averaging 1,500 to 3,000 dollars. Closing costs in Virginia usually total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage application in Crozet Virginia?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Virginia lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Virginia?
The typical mortgage process in Virginia takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and final approval.
Are there Virginia specific mortgage programs available?
Yes, the Virginia Housing Development Authority offers down payment assistance and lower rate loans for first time buyers. These programs have income and purchase price limits for Crozet area homes.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.