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Mortgage Lenders in Waynesboro, VA

Directory of mortgage lenders in Waynesboro, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.

15 agents listed
Updated June 2026
Waynesboro, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 15 mortgage lenders in Waynesboro, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Monticello Reverse Mortgage
29 Stoneridge Dr #207, Waynesboro, VA 22980
(434) 249-2222 monticelloreversemortgage.com
Mariner Finance
831 Lew Dewitt Blvd Ste 108, Waynesboro, VA 22980
(540) 456-5019 locations.marinerfinance.com
C&F Mortgage Corp
520 Lew Dewitt Blvd Suites 104 and 105, Waynesboro, VA 22980
(540) 941-7633 cfmortgagecorp.com
Lendmark Financial Services LLC
115-G Lucy Ln, Waynesboro, VA 22980
(540) 277-3220 lendmarkfinancial.com
F&M Bank Waynesboro
2701 W Main St, Waynesboro, VA 22980
(540) 943-2080 fmbankva.com
Truist
1100 W Broad St, Waynesboro, VA 22980
(540) 941-6120 truist.com
United Bank
2556 Jefferson Hwy, Waynesboro, VA 22980
(540) 942-8488 locations.bankwithunited.com
First Bank and Trust Company
851 Lew Dewitt Blvd, Waynesboro, VA 22980
(540) 943-5020 firstbank.com
Mountain Valley Homes Team
2352 Jefferson Hwy, Waynesboro, VA 22980
(540) 997-3146 mvh.team
Benchmark Mortgage — The Bruce Burner Mortgage Team
362 S Laurel Ave, Waynesboro, VA 22980
(540) 662-1010 bruceburner.benchmark.us
First Bank
1415 W Main St, Waynesboro, VA 22980
(540) 946-8864 fbvirginia.com
Benchmark Mortgage Companies
540 Lew Dewitt Blvd Ste. #4, Waynesboro, VA 22980
(804) 424-2200 benchmarkmortgage.com
Antonio Madera | Novus Home Mortgage | Loan Officer NMLS# 2246865
4617 Stuarts Draft Hwy, Waynesboro, VA 22980
(434) 257-8622 novushomemortgage.com
Financial Management Inc.
222 S Wayne Ave, Waynesboro, VA 22980
(540) 943-4193 financialmanage.com
Karen Frank C&F Mortgage Corporation
540 Lew Dewitt Blvd Ste. #4, Waynesboro, VA 22980
(540) 941-7633 cfmortgagecorp.com

Waynesboro Virginia home buyers and refinancing homeowners can work with local mortgage lenders to secure a home loan. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Many lenders in Waynesboro offer conventional FHA and VA loans to serve the local community.

What Does a Mortgage Lender in Waynesboro Cost?

Typical mortgage lender costs in Virginia include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 400 to 700 dollars and title insurance averaging 0.5 percent of the purchase price. Closing costs in Waynesboro generally range from 2 to 5 percent of the loan amount. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage lender in Waynesboro?
You typically need pay stubs tax returns bank statements and a valid ID. Virginia lenders also require a signed authorization to check your credit report.
How long does the mortgage process take in Virginia?
The process usually takes 30 to 45 days from application to closing. Virginia law allows a three day right of rescission for refinances after closing.