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Mortgage Lenders in Virginia Beach, VA

Browse mortgage lenders serving Virginia Beach, Virginia. Contact information and addresses listed below.

20 agents listed
Updated June 2026
Virginia Beach, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 mortgage lenders in Virginia Beach, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group - Virginia Beach
600 Lynnhaven Pkwy #100, Virginia Beach, VA 23452
(757) 213-1660 atlanticbay.com
Tidewater Mortgage Services, Inc. NMLS #: 71158
200 Golden Oak Ct Suite 100, Virginia Beach, VA 23452
(757) 498-7400 tidewatermortgage.com
CMS Mortgage Solutions, Inc.
1612 Centerville Turnpike STE 307, Virginia Beach, VA 23464
(757) 558-2603 cmsmortgage.com
OVM with AnnieMac Home Mortgage
5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462
(757) 330-6810 ovmfinancial.com
Veterans United Home Loans of Hampton Roads
564 Lynnhaven Pkwy, Virginia Beach, VA 23452
(757) 340-0013 hamptonroads.veteransunited.com
First Signature Mortgage, LLC
2037 Laskin Rd, Virginia Beach, VA 23454
(276) 254-4965 first-signature.com
Southern Trust Mortgage, LLC
295 Bendix Rd #400, Virginia Beach, VA 23452
(757) 518-0700 southerntrust.com
ONE Presidential Mortgage
2101 Parks Ave STE 600, Virginia Beach, VA 23451
(757) 651-7474 onepresidentialmtg.com
Atlantic Coast Mortgage - Virginia Beach
932 Laskin Rd Suite 100, Virginia Beach, VA 23451
(757) 364-0328 atlanticcoastmortgage.com
VA Choice Home Mortgage Inc.
2020 General Booth Blvd #200, Virginia Beach, VA 23454
(757) 739-5019 vachoicemortgage.com
United Atlantic Mortgage
2476 Nimmo Pkwy Ste 122, Virginia Beach, VA 23456
(757) 340-5626 uamva.com
PrimeLending, A PlainsCapital Company - Virginia Beach
780 Lynnhaven Pkwy Suite 375, Virginia Beach, VA 23452
(757) 368-6770 lo.primelending.com
Atlantic Mortgage & Funding
2000 General Booth Blvd STE 104, Virginia Beach, VA 23454
(866) 721-6084 atlanticmortgage.net
Steve Holland VA Home Loans & Mortgage Lender
5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462
(757) 831-9930 ovmfinancial.com
VA Wholesale Mortgage
4099 Foxwood Dr #108, Virginia Beach, VA 23462
(800) 244-4132 vawholesalemtg.com
Jonathan Locklear Mortgage VA Home Loan Specialist
575 Lynnhaven Pkwy Suite 101, Virginia Beach, VA 23452
(757) 374-3390 movement.com
Benjamin Lacey, Mortgage Loan Officer
295 Bendix Rd #400, Virginia Beach, VA 23452
(757) 912-2180 southerntrust.com
Wes Flowers - Loan Officer -- Southern Trust Mortgage
295 Bendix Rd Suite 400, Virginia Beach, VA 23452
(757) 343-7578 southerntrust.com
Arbor Home Loans | Virginia Beach
1206 Laskin Rd # 110, Virginia Beach, VA 23451
(757) 620-8362 arborhl.com
Pat Miller Mortgage Team - Loan Officers - Southern Trust Mortgage
295 Bendix Rd #400, Virginia Beach, VA 23452
(757) 390-6314 southerntrust.com

Mortgage lenders in Virginia Beach Virginia help home buyers and homeowners secure financing for property purchases and refinances. Virginia law requires lenders to be licensed by the State Corporation Commission. Local lenders understand the unique housing market in coastal Virginia Beach and can guide you through options like conventional loans FHA loans and VA loans.

What Does a Mortgage Lender in Virginia Beach Cost?

Typical costs for a mortgage lender in Virginia include an origination fee of 0.5% to 1% of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and settlement fees add 1,000 to 2,500 dollars. Closing costs in Virginia generally total 2% to 5% of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Virginia Beach?
You typically need pay stubs tax returns bank statements and a valid ID. Virginia lenders also require a credit check and proof of employment. Self employed borrowers may need additional tax documents.
How long does the mortgage process take in Virginia?
The process usually takes 30 to 45 days from application to closing. Virginia law requires a three day right of rescission period for most refinances. Delays can occur if appraisals or title work take longer.
Are there first time home buyer programs in Virginia Beach?
Yes the Virginia Housing Development Authority offers down payment assistance and lower interest rates for qualified first time buyers. These programs have income limits and require a home buyer education class. Local lenders can help you apply.