Mortgage Lenders in Vienna, VA
Directory of mortgage lenders in Vienna, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 17 mortgage lenders in Vienna, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Vienna Virginia help homebuyers and homeowners secure financing for residential properties. Virginia law requires lenders to be licensed through the State Corporation Commission. Vienna borrowers benefit from local lenders who understand Fairfax County property values and market trends.
What Does a Mortgage Lender in Vienna Cost?
Typical costs for a mortgage lender in Virginia include origination fees from 0.5% to 1% of the loan amount appraisal fees between $500 and $700 and title insurance averaging $1,000 to $2,000. Closing costs in Fairfax County often total 2% to 5% of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Vienna Virginia?
You typically need pay stubs tax returns bank statements and photo identification. Virginia lenders also require a valid government issued ID and proof of residency. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Virginia?
The standard mortgage process in Virginia usually takes 30 to 45 days from application to closing. Virginia law allows for a three day right of rescission on refinances. Delays can occur if appraisal or title work takes longer than expected.
Are there Virginia specific mortgage programs available?
Yes the Virginia Housing Development Authority offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a homebuyer education course. Conventional FHA and VA loans are also widely available in Vienna.