Find Mortgage Lenders in Sterling, VA
Directory of mortgage lenders in Sterling, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 12 mortgage lenders in Sterling, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Sterling Cost?
Typical costs for a mortgage lender in Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,500 to $3,000. Closing costs in Virginia generally range from 2% to 5% of the purchase price. Costs vary by loan type, lender, and property location. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Sterling Virginia?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Virginia lenders may also request proof of homeowners insurance and a property appraisal.
How long does it take to close on a mortgage in Virginia?
A typical mortgage closing in Virginia takes 30 to 45 days from application. Virginia law requires a three-day right of rescission for refinances but not for purchase loans.
Are there special mortgage programs for Virginia home buyers?
Yes, Virginia Housing offers down payment assistance and first-time home buyer loans with competitive rates. These programs have income and purchase price limits that apply in Sterling.