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Directory of mortgage lenders in Richmond, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Richmond, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 mortgage lenders in Richmond, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Cowart Team of NFM Lending
1127 W Main St, Richmond, VA 23220
8043994333
Blake Bogese, NMLS ID# 1486989
5000 Monument Ave Suite 111, Richmond, VA 23230
8045865174
804Mortgage | William Schroeder | Real Estate and Mortgage Bundled
Richmond, VA 23220
8042831140
ALCOVA Mortgage | Midlothian, VA
1106 N Thompson St, Richmond, VA 23230
8045432009
The Burkett Team of Cross Country Mortgage
1127 W Main St A, Richmond, VA 23230
8048334303
River City Lending Team | Powered by Atlantic Bay Mortgage Group
1807 Libbie Ave Suite 102, Richmond, VA 23226
8045509551
MAK Financial Group Inc
210 Portland Pl, Richmond, VA 23221
8048973700
Briana Sparrow
1807 Libbie Ave suite 1, Richmond, VA 23226
8048780509
The Rudd Mortgage Team
2920 W Broad St Suite 248, Richmond, VA 23230
8049442393
James Bowry
8720 Stony Point Pkwy, Richmond, VA 23235
8048927320
LendingDeck
1401 E Cary St Suite 400-A, Richmond, VA 23219
8005479080
ALCOVA Mortgage | Richmond, VA
8401 Mayland Dr suite r, Richmond, VA 23294
8045924072
ALCOVA Mortgage | Colonial Heights, VA
8401 Mayland Dr suite r, Richmond, VA 23294
8045204020
Home Loan Zone Inc
400 N Ridge Rd Suite 200, Richmond, VA 23229
8553405626
Edward Lamb, Movement Mortgage
8720 Stony Point Pkwy, Richmond, VA 23235
8046406965
ALCOVA Mortgage | Richmond, VA
1906 N Hamilton St Suite C, Richmond, VA 23230
8044756532
Stearns Home Loans - Richmond, VA
1800 Bayberry Ct Suite #303, Richmond, VA 23226
8558396487
Olivia Smith
8730 Stony Point Pkwy, Richmond, VA 23230
8048016325
Dominion Capital Mortgage, Inc.
3900 Westerre Pkwy #303, Richmond, VA 23233
8886070404
Liberty Mortgage Corporation
2501 Monument Ave, Richmond, VA 23220
8047083484
Mortgage lenders in Richmond Virginia help homebuyers secure financing for residential properties. Virginia law requires lenders to be licensed through the Virginia State Corporation Commission. Local lenders understand the Richmond housing market and can guide you through state specific disclosure rules and closing procedures.
What Does a Mortgage Lender in Richmond Cost?
Typical costs for a mortgage lender in Virginia include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and settlement fees in Richmond often total 1,500 to 3,000 dollars. Costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in Virginia?
Mortgage lenders in Virginia must hold a license from the Virginia State Corporation Commission Bureau of Financial Institutions. They also register with the Nationwide Multistate Licensing System.
How long does a Virginia mortgage pre approval last?
A mortgage pre approval in Virginia typically lasts 60 to 90 days. Lenders may require updated documents if the pre approval expires before you close on a home.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.