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Find Mortgage Lenders Near You in Harrisonburg, VA

Directory of mortgage lenders in Harrisonburg, Virginia. Verify credentials with the state mortgage licensing authority before hiring.

17 agents listed
Updated May 2026
Harrisonburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 17 mortgage lenders in Harrisonburg, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ALCOVA Mortgage
328 S Main St Suite 103, Harrisonburg, VA 22801
5404336611
F&M Mortgage Harrisonburg
2040 Deyerle Ave Ste 207, Harrisonburg, VA 22801
5404428583
Erin K Chiles Team, Movement Mortgage
129 W Wolfe St Suite 201, Harrisonburg, VA 22801
5407468358
Sommer Fritz, Movement Mortgage
129 W Wolfe St Suite 201, Harrisonburg, VA 22802
5402511188
Mariner Finance
1790 E Market St Ste 86, Harrisonburg, VA 22801
5404331799
Sam Sandoval, Movement Mortgage
129 W Wolfe St Suite 201, Harrisonburg, VA 22802
5404352990
Integrity Home Mortgage Corporation
205 S Liberty St, Harrisonburg, VA 22801
5402087771
Integrity Home Mortgage Corporation
625 Mt Clinton Pike Ste D, Harrisonburg, VA 22802
5402098234
Tonja Showalter, Mortgage Advisor with F&M Mortgage
2040 Deyerle Ave Ste 207, Harrisonburg, VA 22801
5402081851
David Bates | Sales Manager | Primary Residential Mortgage, Inc.
328 S Main St Suite C, Harrisonburg, VA 22801
5404336611
Benchmark Mortgage Inc
2342 Blue Stone Hills Dr, Harrisonburg, VA 22801
5405640202
Jordan Branner, F&M Mortgage NMLS#2168300
2040 Deyerle Ave, Harrisonburg, VA 22801
5404353684
Gil Lunsford with Vellum Mortgage
31 N Federal St #204, Harrisonburg, VA 22802
5403153353
LC Commercial Lending Harrisonburg VA
136 W Elizabeth St, Harrisonburg, VA 22802
5404276379
Movement Mortgage
498-H University Blvd, Harrisonburg, VA 22801
8773141499
Hard Money Lenders Harrisonburg VA
57 S Main St, Harrisonburg, VA 22801
5402741876
Monroe Mortgage Co Inc
2813 Rawley Pike, Harrisonburg, VA 22801
5404340446

Mortgage lenders in Harrisonburg Virginia help home buyers and homeowners secure loans for purchasing or refinancing property. Virginia law requires lenders to be licensed through the Virginia State Corporation Commission and follow state regulations on interest rates and disclosures. Local lenders understand the Harrisonburg housing market and can guide you through conventional FHA VA or USDA loan options.

What Does a Mortgage Lender in Harrisonburg Cost?

Typical costs for a mortgage lender in Virginia include an origination fee of 0.5% to 1% of the loan amount plus appraisal fees from $400 to $700 and title insurance from $500 to $1,500. Closing costs in Harrisonburg generally range from 2% to 5% of the purchase price. These amounts vary based on loan type property value and lender policies. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Harrisonburg?
You typically need pay stubs tax returns bank statements and photo ID. Virginia lenders also require a signed authorization to check your credit report. Self employed borrowers may need additional profit and loss statements.
How long does mortgage approval take in Virginia?
The process usually takes 30 to 45 days from application to closing. Virginia law allows a three day rescission period after signing for refinances but not for purchase loans. Delays can happen if appraisals or title work take longer.
Are there first time home buyer programs in Harrisonburg Virginia?
Yes Virginia Housing offers down payment assistance and lower interest rates for eligible first time buyers. Harrisonburg also participates in the Virginia Housing Development Authority programs. Income limits and property location requirements apply.