Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 19 mortgage lenders in Gainesville, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
(571) 261-3462
fairwayva.com
Atlantic Coast Mortgage - Haymarket
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
(571) 366-4536
atlanticcoastmortgage.com
Integrity First Home Loans LLC - Justin Hamacher NMLS# 1972211
14350 Ladderbacked Dr, Gainesville, VA 20155
(571) 261-6165
integrityfirsthomeloans.com
Melissa Landon
5615 Wellington Rd Units 113 & 115, Gainesville, VA 20155
(703) 868-8983
cmghomeloans.com
Jim Podratsky - Atlantic Coast Mortgage
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
(703) 622-6702
atlanticcoastmortgage.com
Brandi Mckeown - Fairway Home Mortgage
7001 Heritage Village Plaza Suites 250, 255 & 260, Gainesville, VA 20155
(714) 906-0050
fairway.com
Kristina Walsh
7500 Iron Bar Ln Unit 207, Gainesville, VA 20155
(571) 285-8318
atlanticcoastmortgage.com
Mike Schumacher, NMLS ID 177344
7500 Iron Bar Ln Unit 207, Gainesville, VA 20155
(571) 583-3553
acmllc.com
Neil Kress, Fairway Independent Mortgage Company
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
(240) 353-2471
fairway.com
David Black at Rate (NMLS #453677)
14091 Dave's Store Ln Suite 101, Gainesville, VA 20155
(703) 382-1935
rate.com
Atlantic Coast Mortgage - Gainesville
7500 Iron Bar Ln Unit 207, Gainesville, VA 20155
(703) 640-3304
atlanticcoastmortgage.com
Brian Murphy - Atlantic Coast Mortgage
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
(571) 234-5744
atlanticcoastmortgage.com
David L Koonce | Fairway Independent Mortgage Corporation Loan Officer
7001 Heritage Village Plaza Suites 250, 255 & 260, Gainesville, VA 20155
(301) 332-3234
kooncemortgageteam.com
Charlene Finnegan
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
(571) 551-8562
loansbycharlene.com
Victoria King - CMG Home Loans
5615 Wellington Rd Units 113 & 115, Gainesville, VA 20155
(703) 283-2494
cmghomeloans.com
What Does a Mortgage Lender in Gainesville Cost?
Typical costs for a mortgage lender in Virginia include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 400 to 700 dollars and title insurance costs of 1000 to 2000 dollars. Closing costs in Virginia generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Gainesville Virginia?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Virginia lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Virginia?
The average mortgage process in Virginia takes 30 to 45 days from application to closing. Virginia law requires a three day right of rescission for most refinance loans after closing documents are signed.
Are there special mortgage programs for first time home buyers in Virginia?
Yes the Virginia Housing Development Authority offers down payment assistance and favorable loan terms for qualified first time buyers. These programs often require a minimum credit score and completion of a homebuyer education course.
Mortgage Lenders in Other Virginia Cities
Alexandria · Annandale · Arlington · Ashburn · Blacksburg · Bluefield · Burke · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Christiansburg · Colonial Heights · Crozet