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Directory of mortgage lenders in Dumfries, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Dumfries, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 11 mortgage lenders in Dumfries, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NVR Mortgage
3850 Fettler Park Dr #301, Dumfries, VA 22025
7032865483
Jolayne Craig - Atlantic Coast Mortgage
3850 Fettler Park Dr Suite 202, Dumfries, VA 22025
5406456935
Laura Triplett - Atlantic Coast Mortgage
3850 Fettler Park Dr Suite 202, Dumfries, VA 22025
5714211699
United Bank
17054 Richmond Hwy, Dumfries, VA 22026
7034453010
The Markita Woods Team, Mortgage Lender NMLS #196099
17739 Main St, Dumfries, VA 22026
7039292274
Chris Dudenhefer
3850 Fettler Park Dr Suite 202, Dumfries, VA 22025
5406567255
Jamila Burbano - Atlantic Coast Mortgage
3850 Fettler Park Dr Suite 202, Dumfries, VA 22025
5713664544
Maria DeLeon - Atlantic Coast Mortgage
3850 Fettler Park Dr Suite 202, Dumfries, VA 22025
5712186293
Kyrsten Ayres - Atlantic Coast Mortgage
3850 Fettler Park Dr Suite 202, Dumfries, VA 22025
7036403321
Nick Lewis - Atlantic Coast Mortgage
3850 Fettler Park Dr Suite 202, Dumfries, VA 22025
7032590822
Rachel Brown - Atlantic Coast Mortgage
3850 Fettler Park Dr Suite 202, Dumfries, VA 22025
5713664532
Mortgage lenders in Dumfries Virginia help home buyers and homeowners secure financing for property purchases and refinancing. Virginia law requires lenders to be licensed through the State Corporation Commission and follow specific disclosure rules. Local lenders understand the Dumfries real estate market and can guide you through Virginia-specific programs like the Virginia Housing down payment assistance.
What Does a Mortgage Lender in Dumfries Cost?
Typical costs for a mortgage in Virginia include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1 500 dollars. Closing costs in Virginia usually range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Dumfries Virginia?
You typically need pay stubs tax returns bank statements and identification. Virginia lenders also require a valid government ID and proof of residency. Additional documents may be needed for self-employed borrowers.
How long does it take to close on a mortgage in Virginia?
A typical mortgage closing in Virginia takes 30 to 45 days from application to funding. Virginia law requires a three-day right of rescission for most refinances. Delays can occur if the appraisal or title work takes longer.
Are there special mortgage programs for first-time buyers in Virginia?
Yes the Virginia Housing program offers down payment assistance and competitive rates for first-time buyers. Eligibility depends on income and purchase price limits. Local lenders in Dumfries can help you apply for these programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.