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Find Mortgage Lenders Near You in Grand Forks, ND

Directory of mortgage lenders in Grand Forks, North Dakota. Verify credentials with the state mortgage licensing authority before hiring.

17 agents listed
Updated May 2026
Grand Forks, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Dakota before hiring.
Showing 17 mortgage lenders in Grand Forks, ND Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Class Mortgage - Grand Forks
2750 17th Ave S, Grand Forks, ND 58201
7017753288
First Community Credit Union
3351 32nd Ave S #3607, Grand Forks, ND 58201
7017729960
Nations Lending - Grand Forks, ND Company NMLS #32416
3001 32nd Ave S #1a, Grand Forks, ND 58201
7017417435
Gate City Bank
3205 S Washington St, Grand Forks, ND 58201
7017924370
Gate City Bank
2850 24th Ave S, Grand Forks, ND 58201
7017924350
United Valley Bank
2718 S Columbia Rd, Grand Forks, ND 58201
7017809757
OneMain Financial
2100 S Columbia Rd #112, Grand Forks, ND 58201
7017727114
Jen Ekberg (Granite Bank)
202 N 3rd St, Grand Forks, ND 58203
7017404900
Wintrust Mortgage
997 47th Ave S Unit 4, Grand Forks, ND 58201
7017380651
AgCountry Farm Credit Services
4350 32nd Ave S, Grand Forks, ND 58201
7017753193
Amy Woods - Old National Bank
3100 S Columbia Rd, Grand Forks, ND 58201
7017954558
TCF Home Loans
2712 S Columbia Rd Suite 350, Grand Forks, ND 58201
7017574252
Alerus Mortgage - Marlene Hagen
2300 S Columbia Rd, Grand Forks, ND 58201
7017953357
US Bank Mortgage
600 Demers Ave, Grand Forks, ND 58201
8008722657
Ann-Marie Morrow Sales Manager at Nations Lending - NMLS: 449214
3001 32nd Ave S #1a, Grand Forks, ND 58201
7017417435
Brad Foley - Mortgage Banker
1616 S Washington St, Grand Forks, ND 58201
7012132938
Kate Anthony Originator Assistant at Nations Lending - NMLS: 1677034
3001 32nd Ave S #1a, Grand Forks, ND 58201
7017306404

Mortgage lenders in Grand Forks North Dakota help homebuyers and homeowners secure financing for home purchases and refinances. North Dakota law requires lenders to be licensed through the North Dakota Department of Financial Institutions. Local lenders understand the Grand Forks real estate market and can guide you through the loan process from application to closing.

What Does a Mortgage Lender in Grand Forks Cost?

Typical mortgage lender costs in North Dakota include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. These figures are estimates and vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Grand Forks?
You typically need pay stubs, tax returns, bank statements, and proof of employment. Lenders may also require a credit report and a property appraisal. Requirements vary by loan type and lender.
How long does the mortgage process take in North Dakota?
The process usually takes 30 to 45 days from application to closing. North Dakota has a minimum 3 day rescission period for refinances. Delays can occur if documents are incomplete or if appraisal issues arise.
Are there first time home buyer programs in Grand Forks?
Yes, North Dakota Housing Finance Agency offers programs for first time buyers. These include down payment assistance and lower interest rates. Eligibility depends on income and purchase price limits.