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Looking for a mortgage lender in West Fargo? Review the directory below to compare your options.
9 agents listed
Updated May 2026
West Fargo, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Dakota before hiring.
Showing 9 mortgage lenders in West Fargo, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kayla Kallander - Mortgage Advisor - #986939 - First International Bank & Trust
1350 13th Ave E, West Fargo, ND 58078
7013709766
Guild Mortgage - Katie Stockert
530 Oak Ridge Way E Suite 2, West Fargo, ND 58078
7014041565
Bell Bank Mortgage, Karla VanRaden
320 32nd Ave W Suite 100, West Fargo, ND 58078
7012981546
Bell Bank Mortgage, Kathy Rheault
320 32nd Ave W Suite 100, West Fargo, ND 58078
7012981553
Alliance Mortgage
3244 Oak Ridge Loop E Suite A, West Fargo, ND 58078
2184433579
Jason Thornton at Rate (NMLS #2233917)
3275 Oak Ridge Loop E, West Fargo, ND 58078
7018403680
Guild Mortgage Company
530 Oak Ridge Way E Suite 2, West Fargo, ND 58078
7014041560
Angie Scoville, Mortgage Loan Officer
Located in Western State Bank, 755 13th Ave E, West Fargo, ND 58078
7014996342
Rate
3275 Oak Ridge Loop E, West Fargo, ND 58078
7016390456
A mortgage lender in West Fargo, North Dakota can help you finance a home purchase or refinance an existing loan. North Dakota law requires all mortgage loan originators to be licensed through the state Department of Financial Institutions. Local lenders understand the West Fargo real estate market and can guide you through the process from pre-approval to closing.
What Does a Mortgage Lender in West Fargo Cost?
Typical costs for a mortgage lender in North Dakota include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in North Dakota generally range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in West Fargo?
You typically need pay stubs, tax returns, bank statements, and a valid ID. North Dakota lenders also require proof of homeowners insurance and a property appraisal. Self-employed borrowers may need additional tax documents.
How long does the mortgage process take in North Dakota?
The mortgage process in North Dakota usually takes 30 to 45 days from application to closing. Under North Dakota law, lenders must provide a Loan Estimate within three business days of your application. Delays can occur if additional documentation is needed.
Are there first-time home buyer programs in West Fargo?
Yes, the North Dakota Housing Finance Agency offers first-time home buyer programs with down payment assistance. These programs have income limits and require homebuyer education courses. Local lenders in West Fargo can help you determine your eligibility.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Dakota.