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Find Mortgage Lenders Near You in Fargo, ND

Directory of mortgage lenders in Fargo, North Dakota. Verify credentials with the state mortgage licensing authority before hiring.

14 agents listed
Updated May 2026
Fargo, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Dakota before hiring.
Showing 14 mortgage lenders in Fargo, ND Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Valley Mortgage Inc
3315 45th St S Suite 200, Fargo, ND 58104
7014618450
First Class Mortgage
2300 13th Ave S, Fargo, ND 58103
7013569898
Compass Home Loans
1630 1st Ave N Suite B, Fargo, ND 58102
7019694546
Imagine Home Lending
5153 44th St S, Fargo, ND 58104
7016392285
Kristin Sevald - Valley Mortgage, Inc.
3315 45th St S Suite 200, Fargo, ND 58104
7013717723
Bell Bank Mortgage, Irena Johnson
3100 13th Ave S, Fargo, ND 58103
7012981604
Bell Bank Mortgage, Sarah Mastera
520 Main Ave, Fargo, ND 58103
7012987046
Bell Bank Mortgage, Heidi Ihry
520 Main Ave, Fargo, ND 58103
7012981533
Kevin Lau, Mortgage and Construction Loan Officer
4201 45th St S, Fargo, ND 58104
7014996318
Lane Tucker | Bell Bank Mortgage
520 Main Ave, Fargo, ND 58102
3076223249
Park Mortgage
4170 41st Ave S #102, Fargo, ND 58104
7012375031
Steve Rowe
405 7th St S Suite C, Fargo, ND 58103
7019375409
Kimberley Weflen-U.S. Bank Mortgage
3225 25th St S, Fargo, ND 58104
7012392443
Jared Blankenship - Valley Mortgage, Inc.
3315 45th St S, Fargo, ND 58104
7018938572

Mortgage lenders in Fargo North Dakota help homebuyers secure financing for residential properties. North Dakota law requires lenders to be licensed through the North Dakota Department of Financial Institutions. Local lenders understand the Fargo market and can guide you through conventional FHA and VA loan options.

What Does a Mortgage Lender in Fargo Cost?

Typical costs for a mortgage lender in North Dakota include an origination fee of 0.5 to 1.0 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Closing costs in Fargo average 2 to 5 percent of the purchase price. Title insurance and recording fees add several hundred dollars. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Fargo?
You typically need pay stubs tax returns bank statements and photo ID. North Dakota lenders also require a credit report and proof of employment. Specific requirements vary by lender and loan type.
How long does the mortgage process take in North Dakota?
The process usually takes 30 to 45 days from application to closing. North Dakota law requires a three day rescission period for refinances. Delays can occur if appraisals or title work take longer.