Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 mortgage lenders in Tehachapi, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Valley Strong Credit Union
1002 W Tehachapi Blvd, Tehachapi, CA 93561
8002213311
Nations Lending - Tehachapi, CA Branch - NMLS: 2246249
1054 W Valley Blvd ste b, Tehachapi, CA 93561
6615540404
American Pacific Mortgage Tehachapi
101 E Tehachapi Blvd, Tehachapi, CA 93561
6618225523
Joshua Orrantia, BROKER
107 E Tehachapi Blvd, Tehachapi, CA 93561
6612335052
Alysha Boles, Mortgage Advisor
303 S Robinson St, Tehachapi, CA 93561
6618587214
Terri McKeehan
122 S Green St Suite 5 Office 11, Tehachapi, CA 93561
5203310629
BMO Bank N.A Branches
758 Tucker Rd, Tehachapi, CA 93561
6618224491
America Home Loans
20437 Brian Way, Tehachapi, CA 93561
6618234900
imortgage
801 W Tehachapi Blvd #3, Tehachapi, CA 93561
6618231427
Guild Mortgage Co
803 Tucker Rd, Tehachapi, CA 93561
6618225868
Shonna Martinez
807 Tucker Rd A, Tehachapi, CA 93561
6617717247
Nations Lending - Tehachapi, CA Branch - NMLS: 2251296
801 W Tehachapi Blvd Ste 3, Tehachapi, CA 93561
6614268790
All Source Realtors & Mortgage
20436 Brian Way B, Tehachapi, CA 93561
6618224444
What Does a Mortgage Lender in Tehachapi Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $500 to $700, and title insurance of $1,000 to $2,000. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by loan type and property location. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Tehachapi?
You typically need recent pay stubs, tax returns, bank statements, and identification. California lenders may also require proof of homeowners insurance and a property appraisal. Gather these documents early to speed up the process.
How long does it take to close a mortgage in California?
Closing a mortgage in California usually takes 30 to 45 days from application to funding. Delays can occur if additional documentation is needed or if appraisal issues arise. Your lender will provide a timeline based on your specific loan type.
Are there California specific mortgage programs for first time buyers?
Yes, the California Housing Finance Agency offers programs like CalHFA FHA and CalHFA Conventional with down payment assistance. These programs are for first time buyers and have income and purchase price limits. Check eligibility with a local lender in Tehachapi.