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Directory of mortgage lenders in Aliso Viejo, California. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Aliso Viejo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 mortgage lenders in Aliso Viejo, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Generation Lending Inc.
6A Liberty #175, Aliso Viejo, CA 92656
8449333474
Promise Home Loans
120 Vantis Dr #300, Aliso Viejo, CA 92656
8887627808
Elixir Mortgage Lending
45 Bluebird Ln, Aliso Viejo, CA 92656
8005580496
Independent Lending - Private Money
120 Vantis Dr #300, Aliso Viejo, CA 92656
9498303151
RWM Home Loans - Aliso Viejo
18 Journey Bldg A Ste 140, Aliso Viejo, CA 92656
9496817070
Magellan Capital Group & Assoc. DBA Aliso Niguel Mortgage
120 Vantis Dr Ste 336, Aliso Viejo, CA 92656
9495339333
Alliance Portfolio - Private Hard Money Lenders in Orange County, California
120 Vantis Dr #585, Aliso Viejo, CA 92656
9493491322
Rick Geary, Mortgage Specialist
18-A Journey suite 140, Aliso Viejo, CA 92656
9496828252
Nancy Ibarra - NMLS 1106021, Caliber Home Loans
130 Vantis Dr #240v, Aliso Viejo, CA 92656
7146251298
Michelle Russell - American Pacific Mortgage
120 Vantis Dr #300, Aliso Viejo, CA 92656
7604038066
Union Choice
26800 Aliso Viejo Pkwy, Aliso Viejo, CA 92656
8556685626
JMJ Financial - Aliso Viejo
26800 Aliso Viejo Pkwy #200, Aliso Viejo, CA 92656
9493406336
Glenn Cooper Mortgage Broker
120 Vantis Dr #300, Aliso Viejo, CA 92656
9492122301
Franklin Direct – Aliso Viejo
85 Argonaut #100, Aliso Viejo, CA 92656
9499293789
Mortgage lenders in Aliso Viejo, California help home buyers and refinancing homeowners secure loans for residential properties. California law requires lenders to provide a Loan Estimate within three business days of application under the Truth in Lending Act. Local lenders understand Orange County market conditions and can guide you through state-specific escrow and disclosure requirements.
What Does a Mortgage Lender in Aliso Viejo Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal, credit report, and title insurance. For a $500,000 loan, total closing costs often range from $10,000 to $15,000. Costs vary by loan type, lender, and property location. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Aliso Viejo?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders may also request proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-day rescission period after signing for refinances, but not for purchase loans.
Are there special mortgage programs for California first-time buyers?
Yes, the California Housing Finance Agency offers CalHFA loans with low down payment options and competitive rates. These programs are available to qualified buyers in Aliso Viejo.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.