Find Mortgage Lenders in Alhambra, CA
Compare mortgage lenders in Alhambra. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 12 mortgage lenders in Alhambra, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Alhambra Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance costs of $2,000 to $4,000. Closing costs generally range from 2% to 5% of the purchase price. These figures are estimates and actual costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Alhambra?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a signed application and a credit check. The exact list may vary by lender and loan type.
How long does the mortgage approval process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires lenders to provide a Loan Estimate within three business days of receiving your application. Delays can occur if additional documentation is needed.
Are there special mortgage programs for first time home buyers in Alhambra?
Yes, California offers programs like the CalHFA FHA loan and the MyHome assistance program for first time buyers. These programs provide down payment help and competitive interest rates. Eligibility depends on income and purchase price limits.