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Looking for a mortgage lender in Santa Maria? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Santa Maria, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Santa Maria, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mickey Hellman at Certainty Home Lending (NMLS #244724)
3529 Mercury Dr Office #1, Santa Maria, CA 93455
8058783541
Guild Mortgage - Cyndi Nunez
3535 Mercury Dr, Santa Maria, CA 93455
8057050579
Envoy Mortgage - Santa Maria, CA
1110 E Clark Ave Suite U-250 and U260, Santa Maria, CA 93455
8057424881
Gene Perez, Real Estate & Mortgage Loans, home loans
1112 S Broadway, Santa Maria, CA 93454
8054487101
Guild Mortgage - Lu Beltran
3535 Mercury Dr, Santa Maria, CA 93455
5592609057
Novel Home Loans
722 E Main St Suite 105, Santa Maria, CA 93454
8056147000
Emma Cavazos at Pacific Coast Mortgage Group (NMLS #922617)
530 E Main St, Santa Maria, CA 93454
8057144794
Guild Mortgage - Marie Withers
3535 Mercury Dr, Santa Maria, CA 93455
8053610355
Home Loans with Robert Tolan
530 E Main St, Santa Maria, CA 93454
8053104156
Wesly Aguirre Jr
2236 S Broadway suite b, Santa Maria, CA 93454
8053610355
Greater Mortgage Solutions
1112 S Broadway, Santa Maria, CA 93454
8053521100
Pauline Imano at CrossCountry Mortgage
411 Betteravia Rd # 202, Santa Maria, CA 93454
8053324811
Guild Mortgage Company
3535 Mercury Dr, Santa Maria, CA 93455
8053610355
Summit Funding, Inc.
411 Betteravia Rd # 202, Santa Maria, CA 93454
8053577622
Eddie San Jose at Envoy Mortgage | NMLS #633240
2345 S Broadway STE A, Santa Maria, CA 93454
8056147144
Montecito Bank & Trust
2125 S Broadway STE 101A, Santa Maria, CA 93454
8059637511
CrossCountry Mortgage, LLC
411 Betteravia Rd # 202, Santa Maria, CA 93454
8055989110
American Mortgage Lenders Inc.
2011 S Broadway Ste B, Santa Maria, CA 93454
8053490335
Camino Real Mortgage Bankers
1862 S Broadway # 101, Santa Maria, CA 93454
8053548844
Hii Mortgage Loans Santa Maria Ca
1430 S. Eagle Ct Suite C, Santa Maria, CA 93454
8056230259
Mortgage lenders in Santa Maria help homebuyers and homeowners secure loans for purchasing or refinancing property. California law requires lenders to be licensed under the California Department of Financial Protection and Innovation. Local lenders understand the Santa Maria real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Santa Maria Cost?
Typical costs for a mortgage in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Santa Maria?
You typically need pay stubs, tax returns, bank statements, and photo identification. California lenders also require a credit check and proof of assets.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day right of rescission for refinances after closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.