Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 17 mortgage lenders in Santa Clara, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Santa Clara, CA
3000 Scott Blvd #208, Santa Clara, CA 95054
4086603444
Veridian Mortgage
2975 Bowers Ave # 315, Santa Clara, CA 95051
4084579978
Yilin Yu
1226 Jackson St, Santa Clara, CA 95050
4082075635
Adrian Azali at Rate (NMLS #298767)
5201 Great America Pkwy Suite 320 Office 3302, Santa Clara, CA 95054
4152766882
Maria G Guardado - Mortgage Broker
2975 Bowers Ave # 315, Santa Clara, CA 95051
4084060285
Mobile Home Loans
5201 Great America Pkwy Suite 320, Santa Clara, CA 95054
7073464331
LaChica Loans
3390 De La Cruz Blvd STE F, Santa Clara, CA 95054
6692142510
DCI Mortgage and Investment
85 Saratoga Ave Suite 212, Santa Clara, CA 95051
4086573780
Mortgage, Bank of America
2900 El Camino Real, Santa Clara, CA 95051
4085835894
ERATE
BLDG 16, 4701 Patrick Henry Dr #100, Santa Clara, CA 95054
4082617700
Chase Home Lending
2782 Augustine Dr, Santa Clara, CA 95054
4083483641
Chase Home Lending
2200 El Camino Real, Santa Clara, CA 95050
4086612067
Rate
5201 Great America Pkwy Suite 320 Office 3302, Santa Clara, CA 95054
4087264113
Mortgage, Bank of America
485 El Camino Real, Santa Clara, CA 95050
4159933678
US Bank Mortgage
2718 Homestead Rd, Santa Clara, CA 95051
8008722657
Chase Home Lending
3495 El Camino Real, Santa Clara, CA 95051
6192104378
Wells Fargo Home Mortgage
2792 Homestead Rd, Santa Clara, CA 95051
4082363069
What Does a Mortgage Lender in Santa Clara Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Closing costs in Santa Clara usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Santa Clara?
You typically need recent pay stubs W-2 forms tax returns bank statements and photo identification. California lenders may also require proof of California residency and a valid Social Security number or ITIN.
How long does mortgage approval take in California?
Most mortgage approvals in California take 30 to 45 days from application to closing. California law requires lenders to provide a Loan Estimate within three business days of application and a Closing Disclosure at least three business days before closing.
What is the minimum down payment for a home loan in Santa Clara?
Conventional loans often require 3 to 5 percent down. FHA loans allow as little as 3.5 percent down. VA and USDA loans may require zero down payment. California first-time homebuyer programs can also assist with down payment funds.