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Mortgage Lenders in San Mateo, CA

Directory of mortgage lenders in San Mateo, California. Verify credentials with the state mortgage licensing authority before hiring.

18 agents listed
Updated May 2026
San Mateo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 18 mortgage lenders in San Mateo, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sean Kameli @ Supreme Lending - NMLS #633285
Supreme Lending, 1810 Gateway Dr # 115, San Mateo, CA 94402
6504342220
Supreme Lending - Scott Eaton
1810 Gateway Dr #230, San Mateo, CA 94404
9259809862
Emerson Financial
675 Mariners Island Blvd STE 107, San Mateo, CA 94404
6505241700
Ascend Mortgage
3 E 3rd Ave Suite 200, San Mateo, CA 94401
6502124010
Redwood Mortgage
177 Bovet Rd #520, San Mateo, CA 94401
6503655341
Commercial Mortgage Corporation
1670 S Amphlett Blvd # 214, San Mateo, CA 94402
6503419800
The Michael Haigh Team with Supreme Lending
1300 S El Camino Real # 505, San Mateo, CA 94402
4152694461
Spinner Mortgage
205 De Anza Blvd suite 269, San Mateo, CA 94402
6505224180
Mortgage Services
181 2nd Ave, San Mateo, CA 94401
6507623014
Bay Financial Company
220 Baldwin Ave, San Mateo, CA 94401
6506855815
Chase Home Lending
78 E 4th Ave, San Mateo, CA 94401
6025783423
Wells Fargo Home Mortgage
1810 Gateway Dr Suite 150, San Mateo, CA 94404
6502874904
Simons & Company
177 Bovet Rd # 600, San Mateo, CA 94402
6509241226
Mortgage Services
235 E 3rd Ave, San Mateo, CA 94401
6507030758
Chase Home Lending
1730 S El Camino Real, San Mateo, CA 94402
4158123174
Chase Home Lending
2900 S Norfolk St, San Mateo, CA 94403
7207290637
Guarantee Mortgage
1528 S El Camino Real UNIT 307, San Mateo, CA 94402
6502125050
Chase Home Lending
3590 S El Camino Real, San Mateo, CA 94403
3327993425

What Does a Mortgage Lender in San Mateo Cost?

Typical mortgage lender costs in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $800, and title insurance of $2,000 to $4,000. Third-party costs like escrow and recording fees add $500 to $1,500. These estimates vary by loan type and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in San Mateo?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. California lenders also require a signed application and authorization to check your credit.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-day right of rescission for refinances, which can add time.
Are there special mortgage programs for California first-time buyers?
Yes, the California Housing Finance Agency offers CalHFA programs with down payment assistance and competitive rates. These are available to qualified first-time buyers in San Mateo.