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Directory of mortgage lenders in San Diego, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
San Diego, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in San Diego, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Synergy One Lending
610 W Ash St Suite 1505, San Diego, CA 92101
8889951256
Guild Mortgage Company
5887 Copley Dr Floors 1, 3, 4, 5, And 6, San Diego, CA 92111
8002838823
Cornerstone First Mortgage
2655 Camino Del Rio N #100, San Diego, CA 92108
8668151803
RWM Home Loans
11234 El Camino Real, San Diego, CA 92130
8587942155
West Coast Funding Team of E Mortgage Capital
2555 Camino del Rio S Suite 210, San Diego, CA 92108
6198551084
The Wise Guys Temecula
12230 El Camino Real #100, San Diego, CA 92130
8553947348
HomePlus Mortgage NMLS ID# 78669
9655 Granite Ridge Dr #200, San Diego, CA 92123
8008107587
LendSure Mortgage
12230 World Trade Dr Suite 250, San Diego, CA 92128
8887077811
PrimeLending, A PlainsCapital Company - San Diego
3131 Camino Del Rio N # 370, San Diego, CA 92108
8587647800
GROVES CAPITAL INC
4883 Ronson Ct, San Diego, CA 92111
8886110998
Maureen Martin at HomePlus Mortgage
1455 Frazee Rd Suite 500, San Diego, CA 92108
6198577191
LOAN GOAT | #1 Hard Money Lender
3030 El Cajon Blvd, San Diego, CA 92104
6193333330
Hansen-Tyler Team at CrossCountry Mortgage
3636 Nobel Dr Suite 130, San Diego, CA 92122
8582598700
Military Home Loans
8885 Rio San Diego Dr Suite 347, San Diego, CA 92108
6194225900
SD Mortgage Couple
12230 El Camino Real #100, San Diego, CA 92130
6197326112
San Diego Mortgage Lending Solutions - C2 Financial
11622 El Camino Real # 100, San Diego, CA 92130
8586886813
Shanne Sleder, Team Sleder - RWM Home Loans
11234 El Camino Real, San Diego, CA 92130
8588297186
Community Mortgage Inc.
814 Morena Blvd UNIT 310, San Diego, CA 92110
6196923630
Plan Prepare Home
3855 Granada Ave, San Diego, CA 92104
6197775700
Chad Baker at CrossCountry Mortgage
12750 High Bluff Dr #100, San Diego, CA 92130
8587647825
Mortgage lenders in San Diego California help home buyers and homeowners secure financing for residential properties. California law requires lenders to be licensed under the California Department of Financial Protection and Innovation. Local lenders understand San Diego county market conditions and can guide you through state specific disclosure requirements.
What Does a Mortgage Lender in San Diego Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1.0 percent of the loan amount. Third party costs such as appraisal fees range from 500 to 700 dollars and title insurance can cost 1,500 to 3,000 dollars. Closing costs in San Diego generally total 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in California?
Mortgage lenders in California must hold a California Finance Lenders Law license from the Department of Financial Protection and Innovation. Loan originators must also be registered with the Nationwide Multistate Licensing System.
How long does a California mortgage pre approval last?
A typical mortgage pre approval in California is valid for 60 to 90 days. The exact duration depends on the lender and your financial situation. You may need to update documents if the approval expires.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.