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Browse mortgage lenders serving Monterey, California. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Monterey, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 mortgage lenders in Monterey, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TreeHouse Mortgage Group
288 Pearl St floor 2, Monterey, CA 93940
8316451160
PrimeLending, A PlainsCapital Company - Monterey
24560 Silver Cloud Ct STE 105, Monterey, CA 93940
8316451050
Jeff McMullen at CrossCountry Mortgage
2 Lower Ragsdale Dr Suite 130, Monterey, CA 93940
8312052066
Travis Erb - Mortgage Broker
Serving the Central Valley, 777 Cass St, Monterey, CA 93940
5593492635
Shannon James | Mortgage Advisor
777 Cass St, Monterey, CA 93940
8318699153
Trevor Moore at CrossCountry Mortgage
2 Lower Ragsdale Dr Suite 130, Monterey, CA 93940
8319157718
Darius Livian, NMLS #255341, PrimeLending
24560 Silver Cloud Ct STE 105, Monterey, CA 93940
8316451050
Bridget Hughbanks Villicana at CrossCountry Mortgage
John Filighera Real Estate Loans, 484 B Washington St, Monterey, CA 93940
8316451001
Salinas Mortgage Co
850 Munras Ave UNIT 5, Monterey, CA 93940
8316461241
Pacific Inland Home Mortgage
1010 Cass St B-4, Monterey, CA 93940
8316552600
Mortgage lenders in Monterey California help home buyers and homeowners secure financing for residential properties. California law requires lenders to be licensed under the California Department of Financial Protection and Innovation. Local lenders understand the unique housing market in Monterey County and can guide you through the loan process.
What Does a Mortgage Lender in Monterey Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 500 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Note that costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Monterey?
You typically need recent pay stubs, tax returns, bank statements, and identification. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does it take to close a mortgage in California?
The average mortgage closing in California takes 30 to 45 days. Delays can occur due to appraisal backlogs or additional document requests from the lender.
What is a California specific mortgage requirement?
California requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of your application. This helps you compare loan terms and costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.