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Browse mortgage lenders serving Montclair, California. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Montclair, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage lenders in Montclair, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AMC Home Financial Services
5206 Benito St Suite 211, Montclair, CA 91763
6267808268
Max Mortgage Lending
5050 Palo Verde St #127, Montclair, CA 91763
9095528022
Sanchez Lending Group
5206 Benito St # 113, Montclair, CA 91763
9096579112
APEX Home Mortgage & Life
9775 Monte Vista Ave, Montclair, CA 91763
9512072621
Alpha Home Loans, Inc.
5405 Arrow Hwy ste 102, Montclair, CA 91763
9092354990
April Sauseda Home Loans
4959 Palo Verde St suite 106c-8, Montclair, CA 91763
9094771441
Your Digital Mortgage
5206 Benito St, Montclair, CA 91763
6199943888
Mortgage lenders in Montclair California help home buyers and homeowners secure financing for property purchases and refinancing. California law requires lenders to be licensed under the California Financing Law and to provide clear loan estimates. Local lenders understand the Montclair real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Montclair Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 1,000 to 2,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Montclair?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a credit report and proof of assets. The exact list depends on your loan type and employment situation.
How long does it take to close a mortgage in California?
A standard mortgage closing in California usually takes 30 to 45 days. This timeline can vary based on loan complexity and appraisal scheduling. California law requires a three business day review period after you receive the Closing Disclosure.
What is the minimum down payment for a home in Montclair?
Minimum down payments depend on the loan type. FHA loans require 3.5 percent down, conventional loans often require 5 percent, and VA loans may allow zero down payment. California first time home buyer programs may offer additional down payment assistance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.