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Looking for a mortgage lender in Merced? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Merced, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 mortgage lenders in Merced, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Robert J Dylina Home Loans
3313 M St, Merced, CA 95348
2092330121
Capstone Mortgage Group Inc.
2803 G St, Merced, CA 95340
2092612679
Simranjit Singh
139 W El Portal Dr STE C, Merced, CA 95348
2092769688
LeaderOne Financial Corporation
3061 College Green Dr Suite B, Merced, CA 95348
2095804464
Kenneth Crawford | Branch Manager | Primary Residential Mortgage, Inc.
388 E Yosemite Ave #200, Merced, CA 95340
2097259405
Halo Mortgage
2750 G St Suite E-3, Merced, CA 95340
2096000510
Primary Residential Mortgage, Inc.
1180 W Olive Ave STE G, Merced, CA 95348
2097259405
AJ Vasquez - Home Loans - NMLS# 1654160
3061 College Green Dr Suite B, Merced, CA 95348
2097776955
Justin Collins - Loan Officer NMLS# 305729
53 W Alexander Ave, Merced, CA 95348
2097612542
Nick Maravilla - Loan Officer NMLS#2571013
3061 College Green Dr # C, Merced, CA 95348
2096586307
Chris Salazar - Loan Officer NMLS#2234775
53 W Alexander Ave, Merced, CA 95348
2096280378
Nathan Bell - Loan Officer
53 W Alexander Ave, Merced, CA 95348
2097779560
Ernesto Cortez
3061 College Green Dr Suite B, Merced, CA 95340
2092858068
Sift Mortgage
139 W El Portal Dr STE C, Merced, CA 95348
2096007353
Supreme Lending
3174 Collins Dr, Merced, CA 95348
2096007096
Jeff Gresham Home Loans
1635 M St Suite 104, Merced, CA 95340
2096581020
Hard Money Lenders Merced CA
394 E Yosemite Ave, Merced, CA 95340
2092578626
Mortgage Lender NMLS#1085541
1101 Lawndale Ave, Merced, CA 95341
2096003773
Dennis Nightengale "You find the home. I'll find the loan"
512 W 18th St, Merced, CA 95340
2092612679
Mortgage lenders in Merced California help homebuyers and homeowners secure loans for purchasing or refinancing property. California law requires lenders to provide detailed loan estimates and disclosures under the Truth in Lending Act. Local lenders understand the Merced real estate market and can guide you through the state specific escrow and title requirements.
What Does a Mortgage Lender in Merced Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance ranging from 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Merced?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a signed loan application and a credit report authorization.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three business day right of rescission for refinances, which can extend the timeline.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.