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Directory of mortgage lenders in Lancaster, California. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Lancaster, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 mortgage lenders in Lancaster, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Judith Estrella Loan Specialist
42455 10th St W Suite 108, Lancaster, CA 93534
6618165673
Homefund Mortgage Inc.
6513 La Sarra Dr, Lancaster, CA 93536
6612091567
Davison Mortgage Company
765 W Lancaster Blvd, Lancaster, CA 93534
6614948085
Minted Mortgage Company Inc.
42220 10th St W, Lancaster, CA 93534
6612648872
Urban First Funding Corporation
1055 W Avenue M # 104, Lancaster, CA 93534
6617292900
Rosemarie Celeste - Home loans
42220 10th St W Suite 107, Lancaster, CA 93534
6613174159
Venessa Henriquez- Minted Mortgage Company, Inc.
42220 10th St W Suite 107, Lancaster, CA 93534
6618869806
loanDepot
42455 10th St W Ste 108-109, Lancaster, CA 93534
6612021700
Guild Mortgage - Heather Sargent
604 W Ave L #107, Lancaster, CA 93534
6618100479
Guild Mortgage Company
604 W Ave L #107, Lancaster, CA 93534
6612235900
US Bank Mortgage
44400 Vly Central Wy, Lancaster, CA 93536
8008722657
US Bank Mortgage
1000 E Ave. J, Lancaster, CA 93535
8008722657
Chase Home Lending
4007 W Ave L, Lancaster, CA 93536
3177977714
Mortgage lenders in Lancaster California help home buyers and homeowners secure financing for residential properties. California law requires lenders to provide specific disclosures under the California Financing Law. Local lenders are familiar with Antelope Valley market conditions and can guide you through the loan process.
What Does a Mortgage Lender in Lancaster Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lancaster?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance. The exact list depends on your loan type and employment status.
How long does the mortgage approval process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three day rescission period for refinances. Delays can occur if appraisals or title work take longer.
Are there special mortgage programs for first time buyers in California?
Yes, California offers the CalHFA program with down payment assistance for qualified first time buyers. Lancaster residents may also qualify for FHA or VA loans. Eligibility depends on income limits and property location.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.