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Browse mortgage lenders serving Laguna Hills, California. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Laguna Hills, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 mortgage lenders in Laguna Hills, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Qualified Home Loans
23330 Mill Creek Dr #150, Laguna Hills, CA 92653
8007810899
Qualified Financial Inc.
25231 Paseo De Alicia, Laguna Hills, CA 92653
9492899995
Kindly Loans, LLC.
23046 Avenida De La Carlota # 600, Laguna Hills, CA 92653
7148804809
Elliott Miranda | West Capital Lending
23441 S Pointe Dr #160, Laguna Hills, CA 92653
9493960573
Linour Lending
23382 Mill Creek Dr Suite 210, Laguna Hills, CA 92653
8883836044
Jorge Villanueva Mortgage&Real Estate
23121 Verdugo Dr #100, Laguna Hills, CA 92653
9515313182
AS IS Lending
23332 Mill Creek Dr #235, Laguna Hills, CA 92653
9494803443
United States Financial Services
23276 S Pointe Dr STE 208, Laguna Hills, CA 92653
9495837200
Kelly Mortgage, Inc.
23011 Moulton Pkwy Suite #F-3, Laguna Hills, CA 92653
9499168511
Spectrum Lending Now
23282 Mill Creek Dr #225, Laguna Hills, CA 92653
9493338164
Manufactured Home Mortgage
23046 Avenida De La Carlota Suite 645, Laguna Hills, CA 92653
7073464331
Behrens Capital
24031 El Toro Rd Ste 330, Laguna Hills, CA 92653
9499169282
Star Financial
23330 Mill Creek Dr Suite 250, Laguna Hills, CA 92653
8886717885
Tom Hodges with Qualified Home Loans
23330 Mill Creek Dr, Laguna Hills, CA 92653
9495283988
Mortgage lenders in Laguna Hills help homebuyers and homeowners secure financing for residential properties. California law requires lenders to provide detailed loan estimates and disclosures under the Truth in Lending Act. Local lenders understand the Orange County market and can guide you through California-specific programs like CalHFA down payment assistance.
What Does a Mortgage Lender in Laguna Hills Cost?
Typical costs for a mortgage in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Laguna Hills?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and photo identification. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-business-day review period for the Closing Disclosure before you can sign final documents.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.