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Directory of mortgage lenders in La Mesa, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
La Mesa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in La Mesa, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Matthew Olson (Captain Mortgage) Home and Investment Planning Expert, VA Mortgage Advisor
9320 Fuerte Dr STE 100, La Mesa, CA 91941
6199775439
Dale Entrekin E Mortgage Capital
9340 Fuerte Dr Suite 203, La Mesa, CA 91942
6193797101
Tyler Crisci
9555 Grossmont Summit Dr, La Mesa, CA 91941
6194031754
Broadview Home Loans
7777 Alvarado Rd #408b, La Mesa, CA 91942
6197490550
Valli Home Loans
9340 Fuerte Dr Suite 203, La Mesa, CA 91941
6199169595
Synergy One Lending
5921 Severin Dr, La Mesa, CA 91942
6193797101
The Patterson Team
7863 La Mesa Blvd # 202, La Mesa, CA 91942
6192709100
Jeremy Patterson | Fairway Independent Mortgage Corporation Branch Manager
7863 La Mesa Blvd # 202, La Mesa, CA 91942
6198722540
Mortgage lenders in La Mesa California help homebuyers and homeowners secure financing for residential properties. California law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the La Mesa real estate market and can guide you through state specific disclosure requirements.
What Does a Mortgage Lender in La Mesa Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance costs around $1,000 to $2,500. Additional costs may include escrow fees and recording fees. These amounts vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in La Mesa?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a signed application and authorization to check your credit.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three business day review period after you receive the Closing Disclosure.
Are there special mortgage programs for California first time buyers?
Yes, the California Housing Finance Agency offers CalHFA programs with down payment assistance. Local La Mesa lenders may also offer conventional FHA and VA loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.