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Directory of mortgage lenders in Hayward, California. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Hayward, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 mortgage lenders in Hayward, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oportun
20852 Mission Blvd, Hayward, CA 94541
5102566145
Mariner Finance
2472 Whipple Rd Unit 3, Hayward, CA 94544
5103409182
Jaime Gonzalez - Envision Real Estate & Loans Inc
24301 Southland Dr #215, Hayward, CA 94545
5108626716
Motto Mortgage Golden Standard
781 W Tennyson Rd, Hayward, CA 94544
5108680000
J. Morthon Mortgage Refinance Hayward California
24301 Southland Dr, Hayward, CA 94542
5108803990
Patrick Grogan, Real Estate and Mortgage Broker in Hayward
21573 Foothill Blvd #211, Hayward, CA 94541
5102697406
Prime Properties of California/ Bay Home Loans
26250 Industrial Blvd #26, Hayward, CA 94545
5103718090
Mortgage, Bank of America
24700 Hesperian Blvd, Hayward, CA 94545
5107803637
Leonard Berkovich Motto Mortgage Golden Standard
781 W Tennyson Rd, Hayward, CA 94544
2014492010
Lending Stem
26250 Industrial Blvd, Hayward, CA 94545
5108281360
US Bank Mortgage
805 B St, Hayward, CA 94541
8008722657
Chase Home Lending
22370 Foothill Blvd, Hayward, CA 94541
3039019121
US Bank Mortgage
31045 Mission Blvd, Hayward, CA 94544
8008722657
United Financial Services
24301 Southland Dr # 409, Hayward, CA 94545
8664891154
Mortgage lenders in Hayward California help home buyers and homeowners secure financing for property purchases or refinancing. California law requires lenders to provide a Good Faith Estimate and a Loan Estimate within three business days of application. Local lenders understand the Hayward real estate market and can guide you through state-specific escrow and disclosure requirements.
What Does a Mortgage Lender in Hayward Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees of $500 to $700, and title insurance of $1,000 to $2,500. Closing costs in Hayward generally range from 2% to 5% of the purchase price. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hayward?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-day right of rescission for refinances, which can add to the timeline.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.