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Directory of mortgage lenders in Elk Grove, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Elk Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Elk Grove, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Precision Home Loans
9401 E Stockton Blvd #145, Elk Grove, CA 95624
9169477331
Golden Empire Mortgage Inc.
9245 Laguna Springs Dr Suite 200, Elk Grove, CA 95758
9162618186
Chris Opfer, Mortgage Lender
9381 E Stockton Blvd STE 214, Elk Grove, CA 95624
9167093257
Anew Lending
9323 Laguna Springs Dr STE 110, Elk Grove, CA 95758
9162269991
Finance of America Mortgage LLC | Elk Grove, Ca | NMLS 81395
9250 Laguna Springs Dr #210, Elk Grove, CA 95758
9165093400
Johnny Delgadillo - Xpert Home Lending Inc.
9401 E Stockton Blvd Suite 200, Elk Grove, CA 95624
9167101450
Land Home Financial Services - Elk Grove
9381 E Stockton Blvd STE 208, Elk Grove, CA 95624
9165126791
Modern Loans
2220 Heger Way, Elk Grove, CA 95758
9166192661
Big Valley Mortgage
9250 Laguna Springs Dr #200, Elk Grove, CA 95758
9166706500
365 Home Loans Inc. ALL IN LENDING
8788 Elk Grove Blvd Office 1 Building 1, Elk Grove, CA 95624
9168132243
ArmCor Home Loans
9401 E Stockton Blvd Suite 200, Elk Grove, CA 95624
9168776251
Guild Mortgage - Stephany Kuennen
9281 Office Park Cir #140, Elk Grove, CA 95758
9168016904
First Priority Management
8861 Williamson Dr #50, Elk Grove, CA 95624
9168608655
Anthony Carillo, Finance of America Mortgage LLC
9250 Laguna Springs Dr #210, Elk Grove, CA 95758
2093279506
Faaye Agiobene with Premier Coastal Mortgage, A Division of Flanagan State Bank
9245 Laguna Springs Dr Suite 200, Elk Grove, CA 95758
9164754367
Mortgage Tree Capital
9281 Office Park Cir, Elk Grove, CA 95758
8887403037
loanDepot
9245 Laguna Springs Dr Ste 200 Office #212, Elk Grove, CA 95758
9165817050
Guild Mortgage Company
9281 Office Park Cir #140, Elk Grove, CA 95758
9167141430
Ricardo Pacheco, Stanford Mortgage
9381 E Stockton Blvd Suite 217, Elk Grove, CA 95624
9167475913
Spartan Home Loans
9141 Elk Grove Blvd, Elk Grove, CA 95624
9164855626
Mortgage lenders in Elk Grove California help homebuyers and homeowners secure loans for purchasing or refinancing property. California law requires lenders to be licensed under the California Department of Financial Protection and Innovation. Local lenders understand Elk Grove market conditions and can guide you through state specific disclosure rules.
What Does a Mortgage Lender in Elk Grove Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Elk Grove?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a signed application and a credit report authorization.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three business day right of rescission for refinances.
Are there special loan programs for California homebuyers?
Yes, California offers programs like the CalHFA loan for first time buyers with down payment assistance. Local Elk Grove lenders can explain eligibility and income limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.