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Find Mortgage Lenders Near You in El Monte, CA

Looking for a mortgage lender in El Monte? Review the directory below to compare your options.

15 agents listed
Updated May 2026
El Monte, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 15 mortgage lenders in El Monte, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oportun
3838 Peck Rd, El Monte, CA 91732
6267738757
Speedy Cash
11000 Lower Azusa Rd, El Monte, CA 91732
6264482400
El Monte Community Credit Union
11718 Ramona Blvd, El Monte, CA 91732
6264440501
Platinum Realty & Mortgage Group
10507 Valley Blvd #420, El Monte, CA 91731
6262460040
LINKAGE FINANCIAL GROUP INC
12368 Valley Blvd STE 117, El Monte, CA 91732
6263506760
Chase Home Lending
12039 Valley Blvd, El Monte, CA 91732
6265828621
Chase Home Lending
4749 Santa Anita Ave, El Monte, CA 91731
8328124416
Lender's Foreclosure Services Inc
2158 Durfee Ave, El Monte, CA 91733
6265795350
Nationwide Capital Lenders
9040 Telstar Ave #125, El Monte, CA 91731
6263402288
Chase Mortgage
11001 Main St, El Monte, CA 91731
6264438941
Xiao Mortgage
9080 Telstar Ave #309, El Monte, CA 91731
6267080380
Pennywiser Mortgage Co
9080 Telstar Ave # 323, El Monte, CA 91731
6262800096
International Mortgage
3564 Santa Anita Ave, El Monte, CA 91731
6264441633
Lending Expert
11813 Valley Blvd, El Monte, CA 91732
6264012100
Max Lending
9690 Telstar Ave #223B, El Monte, CA 91731
6263617009

Mortgage lenders in El Monte, California help homebuyers and homeowners secure financing for home purchases, refinances, and renovations. California law requires lenders to be licensed under the California Department of Financial Protection and Innovation. Local lenders understand the El Monte real estate market and can guide you through the loan process.

What Does a Mortgage Lender in El Monte Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance of $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. Costs vary by loan type, lender, and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in El Monte?
You typically need pay stubs, tax returns, bank statements, and identification. California lenders also require a credit report and proof of assets. Self-employed borrowers may need additional income documentation.
How long does the mortgage loan process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day rescission period after signing for refinances. Delays can occur if appraisals or title work take longer.