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Looking for a mortgage lender in El Cerrito? Review the directory below to compare your options.
5 agents listed
Updated May 2026
El Cerrito, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage lenders in El Cerrito, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Mason - Residential and Commercial Mortgage Broker
6500 Fairmount Ave Suite 12, El Cerrito, CA 94530
4158469211
America's Home Loans - Kushaal Malde
6500 Fairmount Ave Suite 12, El Cerrito, CA 94530
6504776147
Chase Home Lending
9950 San Pablo Ave, El Cerrito, CA 94530
5104359664
US Bank Mortgage
11450 San Pablo Ave, El Cerrito, CA 94530
8008722657
Celeste Jennings - Chase Home Lending Advisor - NMLS ID 460005
9950 San Pablo Ave, El Cerrito, CA 94530
5104359664
Mortgage lenders in El Cerrito, California help homebuyers and homeowners secure financing for residential properties. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with El Cerrito real estate trends and Contra Costa County property values.
What Does a Mortgage Lender in El Cerrito Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in El Cerrito?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does it take to close a mortgage in California?
The average time to close a mortgage in California is 30 to 45 days. This timeline can vary based on loan type, appraisal delays, and the lender workload.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.