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Find Mortgage Lenders in Dana Point, CA

Compare mortgage lenders in Dana Point. Review contact information and insurance categorys before you decide.

12 agents listed
Updated May 2026
Dana Point, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 mortgage lenders in Dana Point, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bydand Home Loans
34010 Callita, Dana Point, CA 92629
8773060222
The Dave Brown Team, First Class Lending
24701 La Plaza #103, Dana Point, CA 92629
7143450914
OC Home Loans, Inc.
24302 Del Prado Ave # B, Dana Point, CA 92629
9499169608
Karen Card, The Card Team at APM
24701 La Plaza #103, Dana Point, CA 92629
7142906940
Orange County Mortgage & Loan Specialist
34071 La Plaza Ste. 203, Dana Point, CA 92629
8559687684
Lyon House
34179 Golden Lantern # 103, Dana Point, CA 92629
9492413900
TD Co.
32565 Golden Lantern, Dana Point, CA 92629
9494966844
Planet Home Lending, LLC - Dana Point
24501 Dana Dr Office #2, Dana Point, CA 92629
9493363344
Omni-Fund Inc.- Refinance & Purchase Home Loan
34144 CA-1, Dana Point, CA 92629
9494814538
Chase Home Lending
5 Monarch Bay Plaza, Dana Point, CA 92629
9702826915
Dana Point Mortgages | Dana Point Home Loans | WCFG
24705 Dana Dr, Dana Point, CA 92629
9494873377
HARBOR POINTE FINANCIAL
1 Tawny Port, Dana Point, CA 92629
9492189686

Mortgage lenders in Dana Point, California help home buyers and homeowners secure financing for residential properties. These lenders must follow California state laws including the California Financing Law and Truth in Lending Act requirements. Local lenders understand the Dana Point real estate market and can guide you through loan options such as conventional, FHA, and VA loans.

What Does a Mortgage Lender in Dana Point Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance which ranges from $1,000 to $3,000. Closing costs generally total 2% to 5% of the purchase price. These amounts vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Dana Point?
You typically need pay stubs, tax returns, bank statements, and identification. California lenders may also require a property appraisal and proof of homeowners insurance. The exact list depends on your loan type and lender requirements.
How long does it take to close a mortgage in California?
A standard mortgage closing in California usually takes 30 to 45 days. This timeline can vary based on loan complexity, appraisal scheduling, and under review processing. Some lenders offer faster options for certain loan programs.