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Mortgage Lenders in Daly City, CA

Looking for a mortgage lender in Daly City? Review the directory below to compare your options.

16 agents listed
Updated May 2026
Daly City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 mortgage lenders in Daly City, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Presto Home Loans, Inc.
345 Gellert Blvd # C, Daly City, CA 94015
8444773786
Ridgley Group - Steve Rakita - Top 2% REALTOR - Mortgage Broker
1618 Sullivan Ave #458, Daly City, CA 94015
6505854554
Sally Yip Home Loans
936 Brunswick St, Daly City, CA 94014
6502150862
Pacific Bay Financial Corporation
355 Gellert Blvd #230, Daly City, CA 94015
4152420730
Arton Chau, San Mateo County Mortgage Lender - eMeta Funding
333 Gellert Blvd # 138, Daly City, CA 94015
6507596539
Saxe Mortgage Company
950 John Daly Blvd Suite 200, Daly City, CA 94015
6507557293
US Bank Mortgage
329 Gellert Blvd, Daly City, CA 94015
8008722657
Mortgage, Bank of America
391 Gellert Blvd, Daly City, CA 94015
6504575955
West Coast Financial
333 Gellert Blvd #207, Daly City, CA 94015
6507561840
Chase Mortgage
2800 Junipero Serra Blvd, Daly City, CA 94015
6509919122
Manny Kagan Mortgage Broker
333 Gellert Blvd #114, Daly City, CA 94015
4152257920
Nation Home Financial Inc
345 Gellert Blvd Suite D, Daly City, CA 94015
6509911900
CMM Global Realty
333 Gellert Blvd Ste 228, Daly City, CA 94015
4153360166
Chase Home Lending
326 Gellert Blvd, Daly City, CA 94015
7182003909
Htet Pai
220 Lake Merced Blvd apt 9, Daly City, CA 94015
9177040080
Chase Home Lending
5 Southgate Ave, Daly City, CA 94015
6502746970

Mortgage lenders in Daly City California help home buyers and homeowners secure loans to purchase or refinance property. California law requires lenders to provide clear loan estimates and follow strict disclosure rules under the California Financing Law. Local lenders understand the specific housing market in San Mateo County and can guide you through the process.

What Does a Mortgage Lender in Daly City Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees around 500 to 700 dollars, and title insurance ranging from 1,000 to 3,000 dollars. Closing costs generally total 2 percent to 5 percent of the loan amount. These costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Daly City?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a signed application and a credit report authorization. Additional documents may be needed for self employed borrowers.
How long does it take to close a home loan in California?
A standard mortgage closing in California usually takes 30 to 45 days. This timeline includes appraisal, underwriting, and final approval. Delays can occur if documents are missing or if the property requires repairs.
Are there special mortgage programs for first time buyers in California?
Yes, California offers the CalHFA program for first time buyers with low down payment options and competitive rates. Local down payment assistance may also be available through San Mateo County. Eligibility depends on income and purchase price limits.