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Find Mortgage Lenders in Costa Mesa, CA

Compare mortgage lenders in Costa Mesa. Review contact information and insurance categorys before you decide.

14 agents listed
Updated May 2026
Costa Mesa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 mortgage lenders in Costa Mesa, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Prime Mortgage
555 Anton Blvd suit 150, Costa Mesa, CA 92626
7146955899
Sovereign Lending Group Incorporated
3540 Howard Way #125, Costa Mesa, CA 92626
8002130109
JMAC Lending
3200 Park Center Dr Suite 350, Costa Mesa, CA 92626
9493902688
John Torrijos So Cal Lender
3198 Airport Loop Dr, Costa Mesa, CA 92626
9096157327
Landmark Mortgage Capital
695 Town Center Dr #650, Costa Mesa, CA 92626
9495778703
Dennis Angstrom at E Mortgage Capital
3151 Airway Ave K230, Costa Mesa, CA 92626
9499454964
Lending Corner
950 S Coast Dr #115, Costa Mesa, CA 92626
8558490957
Dominic Tornambe - Mortgage Broker
653 W 17th St, Costa Mesa, CA 92627
8583548194
ML Home Loans
555 Anton Blvd Suite 150, Costa Mesa, CA 92626
9498139272
United American Mortgage
3198 F Airport Loop Dr, Costa Mesa, CA 92626
9492501300
Loan Direct, LLC
245 Fischer Ave Ste A5, Costa Mesa, CA 92626
8778856267
OC Mortgage Solutions, Inc.
600 Anton Blvd, Costa Mesa, CA 92626
7144969619
Nonstop Mortgage
890 Baker St #202, Costa Mesa, CA 92626
9496077324
David Patterson | Mortgage Broker| NMLS#916160
950 S Coast Dr Suite 220, Costa Mesa, CA 92626
4259549400

Mortgage lenders in Costa Mesa, California help homebuyers and homeowners secure financing for home purchases and refinancing. California law requires lenders to be licensed under the California Department of Financial Protection and Innovation. Local lenders understand Orange County market conditions and can guide you through state-specific disclosure requirements.

What Does a Mortgage Lender in Costa Mesa Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $800, and title insurance of $1,000 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These estimates vary by loan type and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Costa Mesa?
You will need pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a signed application and a credit report authorization.
How long does the mortgage process take in California?
The process typically takes 30 to 45 days from application to closing. California law mandates a three-day right of rescission for refinances on primary residences.
Are there California-specific rules for mortgage lending?
Yes, California requires lenders to provide a Good Faith Estimate and a Truth in Lending statement. The state also limits prepayment penalties on certain loans.