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Mortgage Lenders in Chico, CA

Browse mortgage lenders serving Chico, California. Contact information and addresses listed below.

19 agents listed
Updated May 2026
Chico, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 mortgage lenders in Chico, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CELP - California Employee Loan Program by HappyDog
300 Salem St, Chico, CA 95928
8102751714
Newrez
1051 Mangrove Ave, Chico, CA 95926
5307811700
Tanya Quackenbush
901 Bruce Rd Suite 150, Chico, CA 95928
5305140798
IMS Lending - NorCal
1074 East Ave Suite G, Chico, CA 95926
5309245656
Change Home Mortgage
2463 Beacon St, Chico, CA 95928
5305147572
Julio Cobian, Mason Mac Mortgage
1122 Mangrove Ave, Chico, CA 95926
6197936994
Access Real Estate Lending
116 W 2nd St #1, Chico, CA 95928
5308974090
Angela Parrish - Change Home Mortgage
2463 Beacon St, Chico, CA 95928
5305147572
HappyDog
300 Salem St, Chico, CA 95928
5302676262
Barrett Financial Brooks Lending Team
1253 Mangrove Ave, Chico, CA 95926
5305881344
Network Mortgage
155 E 3rd Ave, Chico, CA 95926
5308991870
Caliber Home Loans, Richard Graeff
2580 Sierra Sunrise Terrace STE 200, Chico, CA 95928
5305708560
Fairway Independent Mortgage Jeremy Williams
300 Salem St, Chico, CA 95928
5305148421
Nathan McGraw, Mortgage Lender NMLS #450618
2463 Beacon St, Chico, CA 95928
5305181043
Allison Denney
10 Declaration Dr A, Chico, CA 95973
5305708634
Shan Conry at Rate (NMLS #1424003)
121 W 1st Ave, Chico, CA 95926
5302954617
Tom Majewski
1253 Mangrove Ave, Chico, CA 95926
5304404342
Guild Mortgage Company
1469 Humboldt Rd STE 100, Chico, CA 95928
5307760080
Top Mortgage Loans Chico CA
1207 W Sacramento Ave #2C, Chico, CA 95926
5304870126

What Does a Mortgage Lender in Chico Cost?

Typical mortgage lender costs in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 1,000 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These are estimates and costs vary by loan type and property. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Chico California?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does it take to close a mortgage loan in California?
The average time to close a mortgage in California is 30 to 45 days. This timeline includes processing, underwriting, and the mandatory three day rescission period after signing.