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Directory of mortgage lenders in Surprise, Arizona. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Surprise, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 14 mortgage lenders in Surprise, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check Into Cash
13980 W Bell Rd UNIT 17, Surprise, AZ 85374
6235565520
Arnaiz Mortgage
15331 W Bell Rd #212, Surprise, AZ 85374
6238064645
Radiant Financial Group LLC
Next to Vogue, 15411 W Waddell Rd Ste 107, Surprise, AZ 85379
6235847784
David Mangiapane - Mortgage Advisor - Radiant Financial Group LLC
15411 W Waddell Rd Ste 107, Surprise, AZ 85379
6233418497
Wikoff Mortgage
14245 W Grand Ave Suite 2, Surprise, AZ 85374
6233085385
Lendmark Financial Services LLC
17173 N Litchfield Rd UNIT 39, Surprise, AZ 85374
4804288484
James Prigge - Radiant Financial Group
15411 W Waddell Rd Ste 107, Surprise, AZ 85379
6239102979
300 Cash Loans
12751 Crossroads Blvd, Surprise, AZ 85378
6234002711
Mortgage Beacon, L.L.C.
15270 W Brookside Ln Ste 125, Surprise, AZ 85374
6235444226
Chase Home Lending
19500 N Sunrise Blvd, Surprise, AZ 85374
3327995456
Chase Home Lending
13912 W Waddell Rd, Surprise, AZ 85379
9094861432
U.S. Bank: Cinthia Carrillo
13753 W Bell Rd #001, Surprise, AZ 85374
6022122381
US Bank Mortgage
13753 W Bell Rd, Surprise, AZ 85374
6234743200
Chase Home Lending
17073 W Bell Rd, Surprise, AZ 85374
6026637471
Mortgage lenders in Surprise Arizona help homebuyers secure financing for residential properties. Arizona is a non judicial foreclosure state which can affect the terms of your loan agreement. Local lenders understand the Surprise real estate market and can guide you through the loan process from pre approval to closing.
What Does a Mortgage Lender in Surprise Cost?
Typical costs for a mortgage lender in Arizona include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance costs around 1,000 to 2,000 dollars. Closing costs in Arizona generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Surprise Arizona?
You typically need pay stubs tax returns bank statements and photo ID. Arizona lenders also require a signed purchase contract and proof of homeowners insurance before closing.
How long does the mortgage process take in Arizona?
The average mortgage process in Arizona takes 30 to 45 days from application to closing. Arizona law requires a final closing disclosure at least three business days before the closing date.
What is the minimum down payment for a home in Surprise Arizona?
Minimum down payments vary by loan type. FHA loans require 3.5 percent down conventional loans may allow 3 percent down and VA loans often require zero down payment for eligible borrowers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.