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Find Mortgage Lenders in Flagstaff, AZ

Compare mortgage lenders in Flagstaff. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Flagstaff, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 20 mortgage lenders in Flagstaff, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tylan Mortgage
205 E Flat Rock Ridge, Flagstaff, AZ 86001
9288904350
PrimeLending, A PlainsCapital Company - Flagstaff
1600 W University Ave #112, Flagstaff, AZ 86001
9287799500
Guild Mortgage Company
601 Piccadilly Dr #75, Flagstaff, AZ 86001
9286997215
Kyle Kent - Licensed Mortgage Loan Officer
23 S Beaver St Suite 1, Flagstaff, AZ 86001
9283080368
Benchmark Mortgage - The Hallows Team
824 W Rte 66 Suite A3, Flagstaff, AZ 86001
9287078572
Shyann Eckel Mortgage Lender
1750 Railroad Spring Blvd #8, Flagstaff, AZ 86001
4802233273
Guild Mortgage - Kristen Smith
601 Piccadilly Dr #75, Flagstaff, AZ 86001
9286997215
Alisa Carlson Intercap Lending
1750 Railroad Spring Blvd #8, Flagstaff, AZ 86001
9288532839
Fairway Independent Mortgage Corp. - Flagstaff
1600 W University Ave Suite 204, Flagstaff, AZ 86001
9282128244
Kim Dawson - NOVA Home Loans
5200 E Cortland Blvd Suite E 120, Flagstaff, AZ 86004
9283106458
Rich Rucker Team at Wallick & Volk
2321 N Fourth St, Flagstaff, AZ 86004
9285565578
Karen Flores at CrossCountry Mortgage
1338 W Forest Meadows St #130, Flagstaff, AZ 86001
8777731226
Fairway Independent Mortgage Corporation
421 N Humphreys St, Flagstaff, AZ 86001
9283963100
J. Carnes AZ Mortgages | NMLS 1809025
2076 S Woodlands Village Blvd # 201, Flagstaff, AZ 86001
9286001560
Mountain Country Mortgage
2076 S Woodlands Village Blvd # 201, Flagstaff, AZ 86001
9282266908
Peoples Mortgage
1016 W University Ave Suite 105, Flagstaff, AZ 86001
9282146363
Lindsey Scheel - Legend Mortgage, Inc
223 N San Francisco St ste 105-d, Flagstaff, AZ 86001
6025095195
Kelly Gibson - Peoples Mortgage Co
1016 W University Ave Suite 105, Flagstaff, AZ 86001
9286075626
NOVA Home Loans
5200 E Cortland Blvd Suite E 120, Flagstaff, AZ 86004
9284400010
Mountain Country Mortgage- Torin Palmer
2076 S Woodlands Village Blvd, Flagstaff, AZ 86005
9288531292

Mortgage lenders in Flagstaff Arizona help residents secure home loans for purchase or refinance. Arizona law requires lenders to be licensed through the Arizona Department of Financial Institutions. Local lenders understand Flagstaffs unique market including seasonal demand and mountain property considerations.

What Does a Mortgage Lender in Flagstaff Cost?

Typical mortgage lender costs in Arizona include an origination fee of 0.5% to 1% of the loan amount. Appraisal fees range from 500 to 700 dollars. Title insurance and escrow fees add 1500 to 3000 dollars. Arizona does not cap these fees so shop around. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license do mortgage lenders need in Arizona?
Arizona mortgage lenders must hold a valid license from the Arizona Department of Financial Institutions. They also register with the Nationwide Multistate Licensing System. Check a lenders license status on the NMLS website.
How long does a mortgage pre approval take in Flagstaff?
A mortgage pre approval in Flagstaff typically takes one to three business days. The lender reviews your credit score income and assets. A pre approval letter shows sellers you are a serious buyer.
Are there specific rules for mortgage loans on Flagstaff mountain properties?
Yes lenders often require additional inspections for mountain properties including septic and well checks. Arizona law does not have special mountain property rules but lender guidelines may vary. Always disclose the property type to your lender early.