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Mortgage Lenders in Cottonwood, AZ

Compare mortgage lenders in Cottonwood. Review contact information and insurance categorys before you decide.

12 agents listed
Updated June 2026
Cottonwood, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 12 mortgage lenders in Cottonwood, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneAZ Credit Union
601 AZ-89A Suite 1, Cottonwood, AZ 86326
(928) 649-7300 oneazcu.com
AZ LOANS - Cottonwood
960 S Main St, Cottonwood, AZ 86326
(928) 634-0818 azautolenders.com
Yavapai Title Agency
716 S Main St, Cottonwood, AZ 86326
(928) 634-7591 yavapaititle.com
The Trent Baxter Team at Synergy One Lending, Inc. - Sedona, Cottonwood, Prescott, Flagstaff
698 Cove Pkwy STE A, Cottonwood, AZ 86326
(928) 852-0401 s1l.com
Fairway Independent Mortgage Corporation
830 S Main St #1a, Cottonwood, AZ 86326
(602) 410-4197 fairway.com
Chad Aaron Burgueno | Fairway Independent Mortgage Corporation Loan Officer
830 S Main St #1a, Cottonwood, AZ 86326
(928) 634-5490 homeloansbychad.com
Foothills Bank
597 AZ-89A, Cottonwood, AZ 86326
(928) 639-0020 foothillsbank.com
National Bank of Arizona
1 AZ-89A, Cottonwood, AZ 86326
(928) 340-1020 nbarizona.com
Andrew Ogden-Barrett Financial Group LLC
830 S Main St Suite 2D, Cottonwood, AZ 86326
(928) 300-4104 barrettfinancial.com
Northern Arizona Mortgage Corporation
707 E Mingus Ave # 601, Cottonwood, AZ 86326
(928) 634-4251 northernaz.mortgage
Modern Home Real Estate, LLC
877 Cove Pkwy, Cottonwood, AZ 86326
(928) 301-3997 modernhomere.com
Chase Mortgage
1540 AZ-89A, Cottonwood, AZ 86326
(928) 634-5567

What Does a Mortgage Lender in Cottonwood Cost?

Typical costs for a mortgage lender in Arizona include origination fees of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in Arizona generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Cottonwood Arizona?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Arizona lenders also require a credit check and proof of assets.
How long does it take to close on a mortgage in Arizona?
A standard mortgage closing in Arizona takes 30 to 45 days from application to closing. Some lenders may offer faster timelines for certain loan types.

Mortgage Lenders in Other Arizona Cities

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Arizona.

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