Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 17 mortgage lenders in Spanish Fort, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance Mortgage & Investment Company, LLC
30500 State Hwy 181 #460, Spanish Fort, AL 36527
2516213557
Reliant Mortgage
30941 Mill Ln Suite G-320, Spanish Fort, AL 36527
2254127773
New American Funding - Daphne, AL
30179 Eastern Shore Ct Ste C, Spanish Fort, AL 36527
2512910478
Andy Eldridge | 24/7 Digital Loans Powered by NEXA Mortgage
30941 Mill Ln STE G-347, Spanish Fort, AL 36527
8506966865
Alabama Ag Credit
9810 Timber Cir, Spanish Fort, AL 36527
2516262929
Austen Crooke, Mortgage Broker
30500 State Hwy 181 #460, Spanish Fort, AL 36527
2517259186
Supreme Lending Spanish Fort
9808 Millwood Cir 1st floor suite c, Spanish Fort, AL 36527
2512065270
Jacob Bumgarner, Mortgage Banker
30500 State Hwy 181 #460, Spanish Fort, AL 36527
2515332755
SouthPoint Bank Home Mortgage
9811 Millwood Cir, Spanish Fort, AL 36527
2512638534
Mortgage Morgan
30500 State Hwy 181 #460, Spanish Fort, AL 36527
2514457683
DHI Mortgage - Baldwin County
22500 Town Centre Ave Suite 102, Spanish Fort, AL 36527
2513165449
PNC Mortgage
30500 State Hwy 181, Spanish Fort, AL 36527
2516254141
Langdon Broughton - Regions Mortgage Loan Officer
6729-M, Spanish Fort Blvd, Spanish Fort, AL 36527
2513621152
DHI Mortgage
22500 Town Centre Ave Suite 102, Spanish Fort, AL 36527
2513165449
New American Funding - Rob Jur
30179 Eastern Shore Ct ste C, Spanish Fort, AL 36527
2516205177
Regions Mortgage
30083 Woodrow Ln, Spanish Fort, AL 36527
2516901294
New American Funding - Alecia Quick
30179 Eastern Shore Ct ste C, Spanish Fort, AL 36527
9855702795
What Does a Mortgage Lender in Spanish Fort Cost?
Typical costs for a mortgage lender in Alabama include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 600 dollars, and title insurance averaging 500 to 1,000 dollars. Closing costs in Baldwin County generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Spanish Fort?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Alabama lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Alabama?
The process usually takes 30 to 45 days from application to closing. Alabama law allows for a three day rescission period on refinances but not on purchase loans.
Are there first time home buyer programs in Alabama?
Yes, the Alabama Housing Finance Authority offers the Step Up program with down payment assistance. Local lenders in Spanish Fort can help you qualify for these state specific programs.