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Mortgage Lenders in Albertville, AL

Looking for a mortgage lender in Albertville? Review the directory below to compare your options.

13 agents listed
Updated May 2026
Albertville, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 13 mortgage lenders in Albertville, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Pawns
7245 US-431, Albertville, AL 35950
2568914782
Liberty Finance
7419 US-431 Suite B, Albertville, AL 35950
2568945870
Sun Loan Company
6273 US-431, Albertville, AL 35950
2568910011
World Finance
8140 US-431, Albertville, AL 35950
2568783373
1st Franklin Financial
428 N Carlisle St Suite D, Albertville, AL 35950
2568946239
Tower Loan
4669 US-431, Albertville, AL 35950
2562796680
LendNation
4491-B US-431, Albertville, AL 35950
2568918137
First Lenders Mortgage Corporation
8357 US-431, Albertville, AL 35950
2568910681
Mortgage Group
8180 B US-431, Albertville, AL 35950
2565586199
Hamilton Mortgage
8357 US-431, Albertville, AL 35950
2565292845
Alabama Farm Credit- Albertville
808 AL-75, Albertville, AL 35951
2568782631
MortgageRight
133 W Main St, Albertville, AL 35950
2562645573
PNC Mortgage
300 W Main St, Albertville, AL 35950
2568785700

Mortgage lenders in Albertville, Alabama help homebuyers and homeowners secure financing for purchases and refinancing. Alabama law requires lenders to be licensed through the Alabama State Banking Department. Local lenders can guide you through the process for FHA, VA, and conventional loans.

What Does a Mortgage Lender in Albertville Cost?

Typical costs for a mortgage in Alabama include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing around $1,000 to $2,000. Closing costs in Albertville generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Albertville?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Alabama lenders may also require proof of homeowners insurance before closing.
How long does mortgage approval take in Alabama?
The process usually takes 30 to 45 days from application to closing. Alabama law does not set a specific timeline, but lenders must provide a Loan Estimate within three business days.
Are there first-time homebuyer programs in Albertville?
Yes, the Alabama Housing Finance Authority offers down payment assistance and low-interest loans for qualified first-time buyers. These programs are available through participating lenders in Albertville.