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Browse mortgage lenders serving Birmingham, Alabama. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Birmingham, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 20 mortgage lenders in Birmingham, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Ben Chenault & Travis Mitchell Team of MortgageBanc
2007 Eagle Ridge Dr, Birmingham, AL 35242
2059864220
MortgageRight
1 Perimeter Park S Suite 230, Birmingham, AL 35243
2057768401
Assurance Financial - Birmingham
500 Office Park Dr #410, Birmingham, AL 35223
2057768400
Classic Home Mortgage, Inc.
2167 Rocky Ridge Rd, Birmingham, AL 35216
2054445866
Scott Stearns | MortgageBanc Loan Officer
2007 Eagle Ridge Dr, Birmingham, AL 35242
2059086993
First Lenders Mortgage Corporation
University Building, 85 Bagby Dr # 204, Birmingham, AL 35209
2058592275
McGowin-King Mortgage, LLC
2 Office Park Cir #103, Birmingham, AL 35223
2058797775
Tower Loan
1800 Tin Valley Cir E, Birmingham, AL 35235
2052287911
David B Arnette | MortgageBanc Loan Officer
2007 Eagle Ridge Dr #5442, Birmingham, AL 35242
2054137990
First Federal Mortgage
2871 Acton Rd #200, Birmingham, AL 35243
2059693334
The Jason Lee Group, FirstBank Mortgage, NMLS# 214015
3443 Colonnade Pkwy, Birmingham, AL 35243
2055034162
Clint Curtis Thompson | Fairway Home Mortgage/MortgageBanc- Loan Advisor
2007 Eagle Ridge Dr, Birmingham, AL 35242
2057190626
Scott D McFadden | MortgageBanc Loan Officer
2007 Eagle Ridge Dr, Birmingham, AL 35242
2059038374
Fox Mortgage Inc
3510 Vann Rd #101, Birmingham, AL 35235
2056616868
Integrity Mortgage Brokers, LLC
3644 Vann Rd Ste 132, Birmingham, AL 35235
2056166756
Joel Gardner | SouthState Mortgage
600 Luckie Dr, Birmingham, AL 35223
2057897481
Pamela Koehler | MortgageBanc Loan Officer
2007 Eagle Ridge Dr, Birmingham, AL 35242
2059191490
Jim Bryant at Prosperity Home Mortgage - Vestavia
2409 Acton Rd Suite 137, Birmingham, AL 35243
2057097665
Mortgage lenders in Birmingham Alabama help homebuyers secure financing for residential properties. Alabama law requires all mortgage loan originators to be licensed through the Alabama State Banking Department. Local lenders understand the Birmingham real estate market and can guide you through conventional FHA and VA loan options.
What Does a Mortgage Lender in Birmingham Cost?
Typical costs for a mortgage lender in Alabama include an origination fee of 0.5 to 1 percent of the loan amount plus third party fees such as appraisal 400 to 700 dollars and title insurance 500 to 1 500 dollars. Alabama charges a state mortgage tax of 15 cents per 100 dollars borrowed. Costs vary by loan type property value and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Alabama?
Mortgage loan originators in Alabama must hold a valid license from the Alabama State Banking Department through the Nationwide Multistate Licensing System. This license must be renewed annually and includes background checks and continuing education requirements.
How long does a mortgage loan process take in Birmingham?
A typical mortgage loan process in Birmingham takes 30 to 45 days from application to closing. Alabama law requires a three day rescission period for refinances but not for purchase loans.
What are common mortgage costs in Alabama?
Common costs include an origination fee usually 0.5 to 1 percent of the loan amount and third party fees for appraisal title search and credit report. Alabama also charges a mortgage tax of 15 cents per 100 dollars borrowed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.