Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 14 mortgage brokers in Saratoga Springs, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Funding Store
380 Broadway, Saratoga Springs, NY 12866
5185870523
Anna Smith - Quintessential Mortgage Group
18 Division St Suite 204, Saratoga Springs, NY 12866
5183684404
Homestead Funding Corp: Laura Guillerault | NMLS# 59471
517 Broadway UNIT 202, Saratoga Springs, NY 12866
5186699664
Heidi C Ives | Go Rascal Inc Regional Manager/Sr. Loan Officer
376 Broadway Suite 17, Saratoga Springs, NY 12866
5187914595
Homestead Funding Corp: Caroline Hommel | NMLS# 55348
517 Broadway UNIT 202, Saratoga Springs, NY 12866
5183692689
Trustco Bank
34 Congress St, Saratoga Springs, NY 12866
5185873520
Homestead Funding Corp. – Saratoga Springs
517 Broadway UNIT 202, Saratoga Springs, NY 12866
5183064511
Adirondack Trust Company
473 Broadway, Saratoga Springs, NY 12866
5185845844
PrimeLending, A PlainsCapital Company
92 Congress St #201, Saratoga Springs, NY 12866
5183873228
Edward Jones - Financial Advisor: Warren R O'Connor
57 Phila St Apartment 1, Saratoga Springs, NY 12866
5185811438
M. Kress Weitzel - Mortgage Lender
2 West Ave, Saratoga Springs, NY 12866
5182885144
Karl P. Meehan | Fairway Independent Mortgage Corporation Loan Officer
125 High Rock Ave Suite 207B, Saratoga Springs, NY 12866
5185815386
Mortgage, Bank of America
27 Division St, Saratoga Springs, NY 12866
5184305692
LAG Home Financing
105 8th St, Saratoga Springs, NY 12866
5185876212
What Does a Mortgage Broker in Saratoga Springs Cost?
Mortgage broker fees in New York typically range from 1% to 2% of the loan amount. For a $300,000 loan, this could be $3,000 to $6,000. Some brokers charge a flat fee instead, often between $2,500 and $5,000. New York law requires brokers to disclose all fees in writing before you apply. Costs vary by lender, loan type, and your financial profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Saratoga Springs?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application process. In New York, brokers must provide a written disclosure of their fees and any compensation they receive from lenders.
How do I choose a mortgage broker in Saratoga Springs New York?
Look for a broker licensed with the New York Department of Financial Services. Check their experience with local lenders and ask about their fee structure. You can verify a brokers license through the Nationwide Multistate Licensing System database.