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Directory of mortgage brokers in Ballston Spa, New York. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Ballston Spa, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 9 mortgage brokers in Ballston Spa, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sterling Real Estate Group
1487 Saratoga Rd, Ballston Spa, NY 12020
5186882211
Haus Capital Corporation - Saratoga
10 Blacksmith Dr, Ballston Spa, NY 12020
5183668608
SJ Lincoln Realty
35 Bath St Suite 101, Ballston Spa, NY 12020
5183098584
Trustco Bank
235 Church Ave, Ballston Spa, NY 12020
5188851561
Theresa Medici Licensed Real Estate Associate Broker
1487 Saratoga Rd, Ballston Spa, NY 12020
6316806773
BSNB Corporate Branch
990 NY-67, Ballston Spa, NY 12020
5183638199
BSNB Ballston Spa
87 Front St, Ballston Spa, NY 12020
5183638150
Edward Jones - Financial Advisor: Dominic J Garrant
220 Church Ave Suite #3, Ballston Spa, NY 12020
5188852773
Great Plains National Bank Mortgage Division
20 Prospect St #312, Ballston Spa, NY 12120
5188779810
Mortgage brokers in Ballston Spa help homebuyers and refinancers find suitable loan products from multiple lenders. In New York, brokers must be licensed through the Department of Financial Services and follow strict disclosure rules. Working with a local broker can simplify the process of securing a mortgage for a home in Saratoga County.
What Does a Mortgage Broker in Ballston Spa Cost?
Typical mortgage broker costs in New York range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. You may also pay for an appraisal and credit report. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Ballston Spa?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information and shop for loan options that match your needs. In New York, brokers must provide a written disclosure of their fees and any lender compensation.
Do I need a mortgage broker to buy a home in New York?
No, you can apply directly with banks or credit unions. However, a broker can save you time by comparing multiple lenders at once. New York law requires brokers to act in your best interest under the state's licensing rules.
How do I choose a mortgage broker in Ballston Spa?
Look for a licensed broker with experience in New York mortgage regulations. Check their reviews and ask about their fee structure. It is wise to interview a few brokers before making a decision.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.