Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 17 mortgage brokers in Albany, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homeowners Advantage
4 Winners Cir, Albany, NY 12205
8772667722
Homestead Funding Corp: Flo Bouchard | NMLS# 195959
8 Airline Dr, Albany, NY 12205
5187884866
Homestead Funding Corp.
8 Airline Dr, Albany, NY 12205
5184641100
Homeowners Advantage
700 Patroon Creek Blvd Suite 301, Albany, NY 12206
8772667722
Homestead Funding Corp: Kristen L. Brooke | NMLS# 53966
8 Airline Dr, Albany, NY 12205
5184410644
Brian Marchand, New American Funding nmls # 481563 Albany
18 Computer Dr E #103, Albany, NY 12205
5183967392
Homestead Funding Corp: Jody M. Long | NMLS# 60321
8 Airline Dr, Albany, NY 12205
5182296257
Homestead Funding Corp: Jessica Brate | NMLS# 56711
8 Airline Dr, Albany, NY 12205
5185051304
Homestead Funding Corp: Joel Slutsky | NMLS# 56542
8 Airline Dr, Albany, NY 12205
5183769990
Homestead Funding Corp: Andrea Jimenez Kullman | NMLS# 65157
8 Airline Dr, Albany, NY 12205
5183319971
Albany Hard Money
12 Elmwood Rd, Albany, NY 12204
5187088221
Bob LaPointe
125 Wolf Rd Suite #128, Albany, NY 12205
5184663410
Empower Mortgage LLC
1218 Central Ave #2, Albany, NY 12205
5184593239
Homestead Funding Corp. – Albany-Colonie
8 Airline Dr, Albany, NY 12205
5183730814
Homestead Funding Corp: Mark W. Foley | NMLS# 148387
8 Airline Dr, Albany, NY 12205
5182921614
Thomas Tokos
833 Broadway, Albany, NY 12207
5182536525
BSNB Guilderland
1973 Western Ave, Albany, NY 12203
5182130922
What Does a Mortgage Broker in Albany Cost?
Mortgage broker fees in New York typically range from 1% to 2% of the loan amount. For a $300,000 home this equals $3,000 to $6,000. Some brokers charge a flat fee between $2,500 and $5,000. Additional costs may include application fees, credit report fees, and origination points. New York law requires brokers to disclose all fees in writing before you commit. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Albany New York?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application process. In New York, brokers must provide a Mortgage Broker Agreement that outlines their fees and services before you proceed.
How do I choose a mortgage broker in Albany?
Look for a broker licensed with the New York State Department of Financial Services. Check their history on the Nationwide Multistate Licensing System. Ask about their experience with local lenders and specific loan types like FHA, VA, or conventional loans common in the Albany area.
What documents do I need to apply for a mortgage in New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. New York also requires proof of homeowners insurance and a property appraisal. Your broker will give you a complete list based on your loan type and income source.